# Delancey Street: Business Debt Settlement \& MCA Relief

> Delancey Street is an attorney\-founded business debt settlement company based in New York City that negotiates merchant cash advance, SBA, and stacked\-debt restructures for owners who need real reductions rather than another loan\. We've settled more than $100 million for 1,000\-plus businesses across 49 of the 50 states, stopping daily ACH debits and clearing UCC liens and confessions of judgment\.

Generated by Yoast SEO v28.7, this is an llms.txt file, meant for consumption by LLMs.

## Pages
- [MCA Exposure Assessment](https://www.delanceystreet.com/mca-exposure-assessment/)
- [Business Debt Calculators](https://www.delanceystreet.com/tools/)
- [Best Business Debt Settlement Companies](https://www.delanceystreet.com/best-business-debt-settlement-companies/)
- [Business Debt Settlement](https://www.delanceystreet.com/mca-business-debt-settlement-relief/)
- [Defaulting on an MCA: The Real Consequences](https://www.delanceystreet.com/defaulting-on-an-mca-the-real-consequences/)

## Services
- [Proactive MCA Defense](https://www.delanceystreet.com/proactive-mca-defense/)
- [Business Debt Resolution](https://www.delanceystreet.com/business-debt-resolution/)

## Team
- [Max Soni](https://www.delanceystreet.com/team/max-soni/)
- [Steven M\. Raiser, Esq\.](https://www.delanceystreet.com/team/steven-raiser/)
- [Vinay Metharamani](https://www.delanceystreet.com/team/vinay-metharamani/)
- [Colton Schnall](https://www.delanceystreet.com/team/colton-schnall/)
- [Lauren Staffieri](https://www.delanceystreet.com/team/lauren-staffieri/)

## Articles
- [When MCA payments exceed daily revenue](https://www.delanceystreet.com/article/when-mca-payments-exceed-daily-revenue/)
- [When is a C Corp the right fit for small businesses?](https://www.delanceystreet.com/article/when-is-a-c-corp-the-right-fit-for-small-businesses/)
- [What Are the First Steps When My Business Can’t Pay Its Debts in 2026?](https://www.delanceystreet.com/article/what-to-do-when-your-business-cant-pay-its-debts/)
- [What’s the success rate of business debt settlement?](https://www.delanceystreet.com/article/whats-the-success-rate-of-business-debt-settlement/)
- [What Is the Chain of Command and How Does It Work in a Small Business in 2026?](https://www.delanceystreet.com/article/what-is-the-chain-of-command/)

## Case Studies
- [Two MCAs settled before the practice closed](https://www.delanceystreet.com/case-study/two-mcas-settled-before-dental-practice-closed/): A solo dental practice was 14 days from defaulting\. Same\-day intake and standstill kept the doors open\.
- [Three\-MCA stack collapsed two months from default](https://www.delanceystreet.com/case-study/three-mca-stack-collapsed-two-months-from-default/): A 22\-year masonry contractor in Queens stacked three positions to bridge a delayed municipal receivable\. By the time they reached us, daily debits exceeded weekly revenue\. Here's exactly what we did\.
- [5\-location restaurant kept all leases through workout](https://www.delanceystreet.com/case-study/five-location-restaurant-kept-leases-through-workout/): COVID\-era SBA \+ two MCAs threatened operating cash\. We coordinated SBA workout with MCA settlement to preserve every location\.
- [Structured payoff for a logistics business](https://www.delanceystreet.com/case-study/structured-payoff-logistics-business/): A logistics business faced an MCA collection dispute\. We negotiated a structured payoff while independent counsel handled legal questions\.
- [Amazon FBA seller kept inventory line of credit](https://www.delanceystreet.com/case-study/amazon-seller-kept-inventory-line/): Stacked merchant funding from peak season nearly froze the AMZ disbursement account\. Settled with no UCC enforcement\.

## Industries
- [Auto Repair \& Dealerships](https://www.delanceystreet.com/mca-relief/auto-repair/)
- [Retail Stores](https://www.delanceystreet.com/mca-relief/retail/)
- [Liquor Stores](https://www.delanceystreet.com/mca-relief/liquor-stores/)
- [Landscaping](https://www.delanceystreet.com/mca-relief/landscaping/)
- [Restaurants](https://www.delanceystreet.com/mca-relief/restaurants/)

## Article Categories
- [Legal](https://www.delanceystreet.com/article-category/legal/)
- [Completed](https://www.delanceystreet.com/article-category/completed/)
- [MCA Tactics](https://www.delanceystreet.com/article-category/mca-tactics/)
- [Cash Flow](https://www.delanceystreet.com/article-category/cash-flow/)

## Optional
- [Sitemap index](https://www.delanceystreet.com/sitemap_index.xml)