6th Avenue Capital

Small business owners can use loans to grow their business. You can use the funds however you wish.

1

Cover Expenses

Pay for any unexpected expenses that arise using our business loans.

2

Invest in your business

Use the business loan to grow your business however you wish.

3

Liquid

Keep the cash on hand for future expenses.

4

Payroll

Use the business loan to pay your employees.

5

Equipment

Buy new equipment to grow your business.

6

Staff

Use the business loan to hire new employees.

We Fund Fast

24-48Hrs

Loans up to

$ 10 Million

Google Rating

5 Stars

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.

Trusted

We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

6th Avenue Capital

When you start a business, you do so with the hope to grow your business into a successful venture. You don’t start your business to fail, though you will face many failures along the way. At this moment, it’s important to remember that great success is built on a foundation of failure. You learn from your mistakes, and you grow from them even in the business world. However, you don’t have to fail as often as you think. When you find yourself and your business in a situation in which you need additional funds to pay for new goods, services, employees, or product, you can apply for a small business loan. However, it’s hard to meet the requirements for this type of loan. Before you allow defeat to settle in after a denial comes through, you should know you do have another option.

How A Merchant Cash Advance Works for You

If you are denied a small business loan by a traditional lender, you have an additional option. Traditional lenders require business owners to meet specific criteria, and it’s not always possible. For example, if your business is relatively new, you haven’t had the time to create a business credit score or other business history. A bank might deny you a loan simply because they don’t know enough about your business and how it works for profit when it’s this young. You might be denied a business loan because your personal credit score is to low. You might be denied if the business plan you create is not good enough for the bank.

If you’re denied a loan, a merchant cash advance can help you with the funds you need. Most of these cash advances provide you with anywhere from $2,500 to $250,000. You get to borrow the money you need in just a matter of days, which is significantly faster than you will find a small business loan funded. You get to use this money to do whatever you see fit in your business. Whether you need to purchase new equipment to grow or hire new employees to meet demand, you can use your cash advance for whatever you’d like.

It’s funded in a few days. The paperwork required to fund a cash advance is minimal, and cash advances are available to business owners who have a young business, who have a bad credit score, and those who are denied a loan from the bank.

How Does A Merchant Cash Advance Work?

The concept is simple. You provide credit card sales statements, bank statements, business tax returns, and your driver’s license to the lender. The lender then makes the decision to fund your loan for the amount you requested, and they provide you with the details. The catch is that this is not a traditional loan. You don’t have a standard monthly payment that you know is coming out of your bank account every month. You make daily payments on a cash advance. The payment amount is different every day because it’s dependent on the amount of your credit and debit card sales each day.

This is a more expensive form of borrowing, however. You don’t have many years to repay your loan with a set interest rate. You have approximately one year to repay your cash advance using your credit card sales each day. This is beneficial to many business owners, however. If you have a low sales day one day, you will pay a smaller amount that day. This is why it’s impossible to determine how long it will take you to make the necessary repayments on a loan like this. You will make payments until your cash advance is paid off, but it might take anywhere from three months to a full year.

Is it Right for My Business?

If you cannot get a traditional business loan, a merchant cash advance might be your only source of funding to help you grow. If you have an excellent business plan that will allow you to grow and to make more profit in your business, this type of cash advance can be tremendously helpful. Borrow only what you need. You must understand that the interest rate you pay can reach well into the triple digits, which means this is a quick way to get yourself into debt.

The key to a successful merchant cash advance is to know what you are borrowing, and it’s to know that you are borrowing this money to grow your business. If you can make your sales higher and your profit bigger, you can ensure you will not go further into debt by using this expensive form of borrowing. If you can get a traditional business loan, that is always the best solution. However, a merchant cash advance is here for you when you have no more options.

Do you need a small business loan?

Apply now