DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Alabama Fix and Flip Loans

You’re ready to jump on the fix and flip bandwagon in Alabama. You know other people who have experienced great results. It’s all about snapping up property at a song, giving it a makeover, and selling it for a nice profit. It sounds simple, but everything has to fall into place. Most importantly, you need the money to get started in the first place. Most people don’t have that kind of money lying around. Don’t let that be a roadblock. Financing opportunities are ripe for the taking.

Choosing Your Property
Before you can look into lending opportunities, you need to find the right piece of property. When you choose a home in need of repairs, you can bring down your initial costs. You may be able to get a real bargain. A good example is the buyer who found a handyman project for $25,000, invested another $50,000, and sold it for $125,000. Breaking even is not your goal. You definitely don’t want to lose money. Put thought into your final choice. You may get a house at a really low price, but the repair work could be astronomical. Make sure you take on work that is manageable for you. You need property that is going to sell once you fix it up. If it’s in a really rough part of the neighborhood, it’s going to be a tough sell. You need a house that is going to be attractive to buyers. Think Goldilocks. You don’t want something too big or too small. It has to be just right.

Prepare Yourself
Organization is key. If you are going to ask people for money, you need to prove you have a plan. Sit down and list all your costs. Include:

  • The purchase price and closing costs for the property
  • Taxes, including school and property tax
  • Any utilities that will be necessary, such as water and power
  • Your repair costs
  • How you will get your materials
  • Who will perform your repairs
  • A timeline
  • A reasonable sale price when the work is done

When you are ready to sell your fix and flip project in Alabama, you need to be aware of the going prices for comparable properties on the market. Shoot too high and you could be waiting for a long time before a flip happens. Aim too low and you won’t have a profit. You could be in trouble when it’s time to pay back your lender.

Where’s the Money?
You may be an extremely independent person who wants to prove you can fix and flip a home on your own. You could be afraid of involving anyone else when it comes to taking a risk. If you want to put yourself out there for a fix and flip project in Alabama, you may have more resources than you realize. Your 401(k) could give you access to enough funds for your project. If you own your home, think home equity. Your business may give you access to a line of credit. Personal loans are possible well. You could have access to a range of $1000 to $50,000. However, your interest rate is likely to be high. That could motivate you to light a fire under your project and make it happen.

Look at Unique Funding Opportunities
Private lenders are out there who embrace entrepreneurs. Keep an open mind as you search for a good fit for your fix and flip vision. You might go with venture capital. Creative financing could help you to lay out hardly anything at the get-go. Hard money is offered against the value of the property you are about to buy or the home you own. Before you sign on the dotted line, make sure you understand the terms of your loan. It’s wise to have a lawyer look at your paperwork to make sure everything is on the up and up.

It’s Who You Know
Your close family members, your network of friends, and people you work with every day may be interested in joining you on a Alabama fix and flip project. If you have decided going solo won’t work for you, teamwork could be the answer. One successful flip could be just the beginning.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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