Alabama Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Alabama Merchant Cash Advance

Borrowing Against Future Sales To Get Through The Day
A lot of people who do not own their own businesses have no idea what it is like to go through the daily funding process of those business. It is a tedious thing that hinges on creditor’s ability and desire to provide capital to the companies that need it. Many small business owners seek a loan from a traditional lender such as a bank or credit union, but there are other options available.
In Alabama it is possible to get a merchant cash advance to stay afloat and keep the business running as smoothly as possible. Some suggest that they prefer this to a traditional loan because they are not actually borrowing capital directly when they take our a merchant cash advance.
How It Works
Qualified merchants are able to apply for and receive a merchant cash advance against the receipts of the products or services that they will sell throughout a given period of time. There is an additional fee tacked on for the lender to collect as well.
An easy way to understand this concept is to picture the lender getting a small cut of the profits that your business generates for a set period of time. It is almost as if they are going into business with you in a small way rather than just lending you money. With this method of transaction the lender has a greater incentive to see your business thrive.
There are enormous advantages to using a merchant cash advance as opposed to a traditional loan. The first major advantage you will notice is that you don’t have to wait as long to get approved for a merchant cash advance. The funding time on this type of financial instrument is as little as forty-eight (48) hours. That is considerably faster than what a traditional lender can do if they approve you at all.
Merchant cash advances have an additional advantage in their favor in that the creditor wants to see your business do well when they lend out this type of money. They are only going to be able to collect on a percentage of sales that you make, so they want those sales to be as high as possible. A traditional lender does not have this incentive and only wants to have their loan money returned with interest paid out on top. You can see how a merchant lender makes a lot more sense in most cases.
You Can Get Approved Even With Bad Credit
There is nothing to say that you cannot get approved even if your credit is less than perfect. A lot of people and small businesses alike run into credit score issues for whatever reason. It is not a problem when you decide to go with a merchant cash advance.
Credit scores that would have traditional lenders sending you away are accepted by merchant cash advance lenders. They know that they will get paid back via the receipts, so they are perfectly happy to lend you the money that you require.
How To Apply
You can start the application process by providing statements of the credit card transactions that happen in your business on a given day. The creditor will take a look at these and determine how much they are able to lend to you based on how much they believe they can reasonably receive back from you over time. Thus, it is incredibly important to keep those records in order so that you can show a creditor just what they can expect to receive back.
It doesn’t have to take a long time to go through this process and receive your money. You can easily get that ball rolling in just a matter of a few days.
Make sure you are able to withstand the repayment process before borrowing this kind of loan. It is the height of irresponsibility to borrow money that you are not able to pay back, but many people try to do this kind of thing. Don’t put yourself in that category. You are capable of so much more, and the best way to prove this is to make sure you can repay everything before you borrow it.

Do you need a small business loan?

Apply now