Alaska Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.

1

Cover Expenses

Pay for any unexpected expenses that arise using our business loans.

2

Invest in your business

Use the business loan to grow your business however you wish.

3

Liquid

Keep the cash on hand for future expenses.

4

Payroll

Use the business loan to pay your employees.

5

Equipment

Buy new equipment to grow your business.

6

Staff

Use the business loan to hire new employees.

We Fund Fast

24-48Hrs

Loans up to

$ 10 Million

Google Rating

5 Stars

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.

Trusted

We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Alaska Merchant Cash Advance

Alaska Merchant Cash Advance
Finding a merchant cash advance in Alaska might be the only way for you to secure the funding your business needs to grow. It’s a way for you to borrow the cash you need when you’re otherwise unable to secure funding. If you’ve been denied for a business loan or if you don’t have the time to wait for a business loan to fund, you have this option to rely on. A merchant cash advance is not like a loan in which you wait weeks for the underwriting process to occur. It’s also not a loan you spend years paying off. It’s all about quick funding and quick repayment. Is it right for you and your business?
What is A Merchant Cash Advance?
A merchant cash advance is a form of lending that’s designed for people who own businesses to get funding quickly and efficiently. The pros far outweigh the cons, but those cons are worth discussing. This is an expensive way to borrow money for your business. You do not pay an interest rate for many years. You pay a factor rate, and you make a daily payment. Your lender takes your repayment out of your bank account each day. The amount varies because it is based on your credit and debit card sales for the day.
The traditional factor rate begins around 1.14, which is equivalent to 15 percent interest. It’s expensive, but you only pay on this type of loan for approximately nine months. Some people are able to repay their cash advance faster because they make more credit card sales. If you are borrowing the money to grow your business, you can count on being able to pay off your cash advance a little faster.
This loan funds in as little as one or two business days. You needn’t provide as much paperwork during the application process, either. Instead, you spend your time focused on turning in just a few documents. This includes your business tax returns and credit card processing statements, your driver’s license, and your bank statements. It’s a simple process.
Who Needs A Merchant Cash Advance?
Ideally, you will find a small business loan to help your business grow. However, this is not always possible for many business owners. The lending requirements associated with a traditional business loan are strict. You must have good credit both professionally and personally, and you must have a business for a long time. New business owners needn’t apply for small business loans. Additionally, you must be able to provide a business plan that carefully outlines all you want to do with this money, how it will benefit your business, and how you will grow with this funding.
You should have a business plan regardless, but your business plan can be the whole reason your small business loan application is denied. With a merchant cash advance, it’s less important that you have a business that’s older or that you have a great business and personal credit score. The worse your score, of course, the higher your factor rate. If you take out a merchant cash advance, you want to be sure you can generate enough credit card sales to make it worth your while.
This is an expensive form of borrowing, but it’s often the only way you can fund the needs of your business if you have questionable credit, a business plan that doesn’t make sense to the bank, or even a newer business. You can take this money and do with it what you need to do. Whether you are a restaurant in need of new equipment to keep up with orders or you have a small production company that needs money to keep up production, you can use a cash advance to help you pay for what you need.
The process takes only a few days once your application is approved. It’s helpful to check your credit for mistakes prior to applying. While you’re more likely to be approved for this type of loan, your credit score should be as good as possible to ensure your factor rate is more affordable.

Do you need a small business loan?

Apply now