Atlanta Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

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Loans up to

$ 10 Million

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Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Atlanta Merchant Cash Advance

When your small business is still new or struggling to qualify for a regular loan because of poor credit, you may think there are no options available to you. However, there is one, in particular, that you might want to try. A merchant cash advance can be exactly what you need to get the finances you need to advance your small business or start a new venture you have had in mind.
At Delancey Street, we offer small businesses merchant cash advances when they are in need of fast money. However, before you apply, you should know what they are and how they work to ensure that it is the best option for your business.
How Merchant Cash Advances Work
In the past, a merchant cash advance is used for small businesses that rely on credit and debit sales for their revenue. Namely, retail stores and restaurants were prime candidates for merchant cash advances. However, today, things have changed and other businesses that don’t necessarily rely primarily on credit and debit card sales also take advantage of merchant cash advances. While the option is not technically a loan, they provide you with money upfront in exchange for a percentage of your business’ future sales.
Repayment of a Merchant Cash Advance
There are two ways in which a repayment on a merchant cash advance can work. One, you can have fixed daily or weekly debits made from your bank account, which are known as Automated Clearing House or ACH withdrawals. The other is increasingly becoming more common and involves making daily or weekly payments in addition to fees.
Delancey Street can provide your small business with a merchant cash advance that includes a holdback/retrieval rate of 5 to 20 percent. The rate depends on the amount of money you get, the terms of repayment and your credit card sales. You can choose to pay back the merchant cash advance in as little as 90 days or up to a maximum of 18 months. The repayment also begins immediately after you gain access to the funds. The specific amount you receive from Delancey Street depends on your average credit card sales.
What Businesses are Eligible for Merchant Cash Advances?
Merchant cash advances are usually described as options for small businesses that are not eligible to secure a traditional loan. When a merchant cash advance is extended to your business, the lender is generally more concerned with the current state of your cash flow, not your future profits. If your company has a good, steady, strong cash flow, then you would be a good candidate for a merchant cash advance even if your credit score isn’t the best and your business has been in operation for a short time.
Overall, if your small business is at least three months old, you have a credit score higher than 500 and have a steady cash flow, you would be considered a good candidate for a merchant cash advance from Delancey Street.

Do you need a small business loan?

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