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Aurora Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

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5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...



Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Aurora Merchant Cash Advance

Are you struggling to meet payroll this month? Did a sudden decline in revenues make it harder to cover your overhead? When it comes to running a business, finding the right funding options is not always easy. Even if you qualify for a bank loan and are willing to put up the collateral, it takes time and a lot of paperwork to actually get the loan. For businesses in need of quick cash, a merchant cash advance is an alternative option.
How a Merchant Cash Advance Works
A merchant cash advance is an advance on your future payments, so it is not a loan. It is given to businesses based on your history of credit card and debit card sales. Once you get the advance, you gradually pay back a set percentage of your sales. If your sales go up, you end up paying it back faster. When your sales decline, you do not have to struggle to make a fixed payment each month.
This type of financing tool helps you get the funding you need for whatever you need it for. It can be used to buy equipment or to cover payroll. Whether you want to take advantage of a new opportunity or gain liquidity, an advance can give you the cash you need.
The application process only takes a few minutes. You will find out if you were approved right away. Once you accept the terms, the funding can be in your account within 24 to 48 hours. The exact terms of the advance will depend on your credit card sales, the length of the repayment and how much you want to borrow.
In general, the advance can be paid back in as little as 90 days or as long as 18 months. As soon as you are given the advance, your repayments immediately start. The amount you repay is known as the retrieval rate or holdback. Normally, this rate is from 5 to 20 percent. You gradually pay back 5 to 20 percent of your credit card sales until the advance is covered.
The Advantages of Getting a Merchant Cash Advance
Businesses use advances for a variety of different purposes. Some companies enjoy this option because they do not need to risk collateral to get funding. Other businesses like advances because of the fast approval or easy access to cash.
Bad credit is not a problem: One major reason why this funding choice is so popular is because it does not rely on your credit. If you just opened up your company, you do not have a long enough credit history to get a bank loan. Whether you have no credit or bad credit, you can still get the money you need to put your dreams into action.
Large amounts of capital are available: When you go to a provider, you can access a large amount of capital. Depending on your situation and the provider, you can normally get 50 to 250 percent of what you normally bring in each month through credit card transactions. If you are having problems with your cash flow, this option will help you safely navigate a slower month.
Get funding fast: When you need cash, you need it right away. You cannot afford to wait for days or weeks while a bank processes your loan application. With an advance, you find out if you are approved in hours. You can get the funds deposited in your company’s accounts in under 48 hours. As soon as you have the funds, you are able to start using them to fund your company’s needs.

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