Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Auto Body Repair Shop Business Loans

Auto Body Repair Shop Business Loans

Most new business owners consider applying for a small business loan. Whether you intend on applying or not, it’s always best to apply for a loan. Small business loans provide you with accessible cash for whatever reasons you may need it for. Even if you have a substantial amount of savings or assets, you can’t predict the future. Many businesses that don’t apply for a loan find themselves in financial trouble later. A larger than anticipated bill or lawsuit can be crippling to a business. In a few easy steps, you can have a loan approved and focus on growing your business rather than worrying about it.
What factors are taken into consideration when applying for a small business loan?
Small business loans look at the whole picture. A business plan is the first thing you’ll need to have ready. A solid business plan shows lenders that you’re prepared to start a business and that your business is viable. If you’re inexperienced in writing business plans there are a couple of options. You can hire someone to write the business plan for you. If you choose this option it’s incredibly important that you convey all the information to the author. It’s also important that you thoroughly proofread it for obvious reasons. You can also take a quick course in writing a business plan. It’s always a good idea to have a second set of eyes to inspect the finished product. Prototypes and models are also good to have. The more thorough you are the better. A poor business plan can ruin your chances of an approval so it’s important to make sure it’s perfect.
Your credit needs to be as good as possible.
Most lenders will require that your personal and business credit is strong enough to make a confident decision. If you have credit issues, it’s best to resolve as many of them as possible before applying. If you’re uncertain as to how you’ll fix your credit, a credit repair company might be able to help. These services typically charge a monthly fee to dispute items on your credit report. Your FICO score will likely improve within a few months of using these services. It’s important to note that the more work that needs to be done means the longer it will take to repair it. If you’re uncertain as to where your credit stands, you can order a free credit report each year from all the major credit bureaus. You can also subscribe to a credit monitoring service. Many of these services charge a fee, however, some are free.
After you’ve inspected your credit:
Other items that a bank will consider include previous employment, income, and assets. Many banks will require that you’re able to secure the small business loan with collateral. This can range from your home to vehicles and retirement accounts. Unfortunately, for most borrowers, the bank will require some use of personal items or funds to secure the loan. You may also be required to purchase additional business or personal insurance as a condition of approving the loan. Having as much documentation ready upfront as possible will make the process much faster and smoother.
What types of small business loans are available?
There are several different types of loans. A Small Business Administration loan is the classic and most popular option. This loan weighs personal credit and assets heavily. An interview is typically required and you’ll have to prove that your business will most likely succeed. These loans offer competitive interest rates and fixed terms. These loans are backed by the federal government which is why lenders like them. Typically, a bank would be the place to get started with an SBA loan. This is a good option for those who have strong finances and good credit.
A business line of credit is typically reserved for existing businesses. You’ll definitely want to have established and good business credit. Also, these loans may require some form of collateral. The attractive thing about these loans is that the rates are still in the competitive range. Business owners also like the fact that they can use the line of credit in an emergency due to its quick funding. Even if you don’t use the entire line of credit, you must still repay it. This is a good option for businesses that would rather stay away from higher interest alternative business loan products.
Invoice factoring is a relatively new concept. With this type of loan, businesses are able to use accounts receivable balances to borrow against. The lender will require that you have an established receivables history that it finds acceptable. Since this is an unconventional loan product, lenders will not place as much emphasis on personal credit. This is a good option for businesses that anticipate an increase in sales and need cash in the interim.
Merchant cash advances also use receivables as the basis for lending. The concept is simple. The lender is advanced money on their credit sales. Personal credit is not given much consideration if any. The amount that’s borrowed is simply deducted from the deposit. This is a convenient option for businesses that have poor credit. The interest rates and fees are typically higher than a conventional loan. With any type of alternative small business loan, the terms vary widely from company to company.
After you’ve applied for a small business loan:
After you’ve applied for a loan, it’s important that you stay in touch with the lender. If you’re able to prepare yourself ahead of time, you will get the money much faster. You should also be prepared to explain anything that the lender might find objectionable. Being upfront and honest with the lenders will get you far. Chances are they’ve encountered the scenario before. After getting the loan approved, simply make sure that you’re following the terms and making your payments as scheduled. Small business loans can provide you and your business with a comfortable cushion that will come in handy, eventually.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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