Auto Body Repair Shop Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Auto Body Repair Shop Business Loans

Auto Body Repair Shop Business Loans

Most new business owners consider applying for a small business loan. Whether you intend on applying or not, it’s always best to apply for a loan. Small business loans provide you with accessible cash for whatever reasons you may need it for. Even if you have a substantial amount of savings or assets, you can’t predict the future. Many businesses that don’t apply for a loan find themselves in financial trouble later. A larger than anticipated bill or lawsuit can be crippling to a business. In a few easy steps, you can have a loan approved and focus on growing your business rather than worrying about it.
What factors are taken into consideration when applying for a small business loan?
Small business loans look at the whole picture. A business plan is the first thing you’ll need to have ready. A solid business plan shows lenders that you’re prepared to start a business and that your business is viable. If you’re inexperienced in writing business plans there are a couple of options. You can hire someone to write the business plan for you. If you choose this option it’s incredibly important that you convey all the information to the author. It’s also important that you thoroughly proofread it for obvious reasons. You can also take a quick course in writing a business plan. It’s always a good idea to have a second set of eyes to inspect the finished product. Prototypes and models are also good to have. The more thorough you are the better. A poor business plan can ruin your chances of an approval so it’s important to make sure it’s perfect.
Your credit needs to be as good as possible.
Most lenders will require that your personal and business credit is strong enough to make a confident decision. If you have credit issues, it’s best to resolve as many of them as possible before applying. If you’re uncertain as to how you’ll fix your credit, a credit repair company might be able to help. These services typically charge a monthly fee to dispute items on your credit report. Your FICO score will likely improve within a few months of using these services. It’s important to note that the more work that needs to be done means the longer it will take to repair it. If you’re uncertain as to where your credit stands, you can order a free credit report each year from all the major credit bureaus. You can also subscribe to a credit monitoring service. Many of these services charge a fee, however, some are free.
After you’ve inspected your credit:
Other items that a bank will consider include previous employment, income, and assets. Many banks will require that you’re able to secure the small business loan with collateral. This can range from your home to vehicles and retirement accounts. Unfortunately, for most borrowers, the bank will require some use of personal items or funds to secure the loan. You may also be required to purchase additional business or personal insurance as a condition of approving the loan. Having as much documentation ready upfront as possible will make the process much faster and smoother.
What types of small business loans are available?
There are several different types of loans. A Small Business Administration loan is the classic and most popular option. This loan weighs personal credit and assets heavily. An interview is typically required and you’ll have to prove that your business will most likely succeed. These loans offer competitive interest rates and fixed terms. These loans are backed by the federal government which is why lenders like them. Typically, a bank would be the place to get started with an SBA loan. This is a good option for those who have strong finances and good credit.
A business line of credit is typically reserved for existing businesses. You’ll definitely want to have established and good business credit. Also, these loans may require some form of collateral. The attractive thing about these loans is that the rates are still in the competitive range. Business owners also like the fact that they can use the line of credit in an emergency due to its quick funding. Even if you don’t use the entire line of credit, you must still repay it. This is a good option for businesses that would rather stay away from higher interest alternative business loan products.
Invoice factoring is a relatively new concept. With this type of loan, businesses are able to use accounts receivable balances to borrow against. The lender will require that you have an established receivables history that it finds acceptable. Since this is an unconventional loan product, lenders will not place as much emphasis on personal credit. This is a good option for businesses that anticipate an increase in sales and need cash in the interim.
Merchant cash advances also use receivables as the basis for lending. The concept is simple. The lender is advanced money on their credit sales. Personal credit is not given much consideration if any. The amount that’s borrowed is simply deducted from the deposit. This is a convenient option for businesses that have poor credit. The interest rates and fees are typically higher than a conventional loan. With any type of alternative small business loan, the terms vary widely from company to company.
After you’ve applied for a small business loan:
After you’ve applied for a loan, it’s important that you stay in touch with the lender. If you’re able to prepare yourself ahead of time, you will get the money much faster. You should also be prepared to explain anything that the lender might find objectionable. Being upfront and honest with the lenders will get you far. Chances are they’ve encountered the scenario before. After getting the loan approved, simply make sure that you’re following the terms and making your payments as scheduled. Small business loans can provide you and your business with a comfortable cushion that will come in handy, eventually.

Do you need a small business loan?

Apply now