Aviation Flight Schools Small Business Loans

Small business owners can use loans to grow their business. You can use the funds however you wish.

1

Cover Expenses

Pay for any unexpected expenses that arise using our business loans.

2

Invest in your business

Use the business loan to grow your business however you wish.

3

Liquid

Keep the cash on hand for future expenses.

4

Payroll

Use the business loan to pay your employees.

5

Equipment

Buy new equipment to grow your business.

6

Staff

Use the business loan to hire new employees.

We Fund Fast

24-48Hrs

Loans up to

$ 10 Million

Google Rating

5 Stars

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.

Trusted

We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Aviation Flight Schools Small Business Loans

If you’re a new business or even an established one, getting a small business loan is something you need to understand. Many businesses are greatly helped by having sufficient capital to weather the storm. Even if you have sufficient assets or capital, you might still want to get a small business loan. Estimating expenses is important but many times these expenses are much greater than expected. Just one emergency can make many businesses fail. Having funds available can mean that your business is adequately prepared to handle nearly anything. The small amount of cost in interest is well worth the peace of mind. This article will address the different types of loans available and how to secure financing.
You must first determine what type of loan you need.
A Small Business Administration loan is typically what most people think of when they are just starting out. SBA loans have many benefits to them. They offer reasonable interest rates and are designed to satisfy the unique needs of a small business. Private investors are a great option for those who have a solid business plan but might not have the best credit. The same goes for private equity firms. Finance company loans are also good for those who might not have great credit. Crowdfunding and similar types of loans are good for those who think they could benefit society with their product or service. The list is exhaustive, which is why it’s an important topic to understand.
If you’re already in business:
If you’ve already opened your business, then you’re already ahead of the curve. It’s important to remember that having adequate resources is essential to any business’s operations. Having to scramble for credit at the last second is never any fun. Whether you could stand to make improvements to your business or simply need reserves, a small business loan is a smart choice. You also have more options available than someone who’s just getting started. For example, a business line of credit is an option that would be much easier for an existing business to obtain. You’ll need to have cash flow statements, profit and loss statements, and, of course, your business plan available. Another benefit to a small business loan is that it helps your business build its own credit. You can also get away from comingling your personal finances with your business finances. No matter how you look at it, a small business loan is always well worth the small amount that you’ll pay in interest.
How do I apply for a small business loan?
Applying for a small business loan is similar to a personal loan but there are also several differences. If this is your first business loan, you’ll most likely have to use your personal credit to qualify. This is because your personal finances are a great indicator as to how you’ll manage your business’s finances. You should also be prepared to have collateral available to secure the loan. If your credit has items that are questionable, it’s always much smarter to clean these up beforehand. Doing so will make you a much better risk to the lender and will land you a better interest rate. Many people wonder why they need to mix their personal finances together with business finances. The answer is simple. Lenders simply have no way to determine whether or not your business will be successful. They must have some indication as to what type of risk you pose.
You also need to have a solid business plan. Aside from credit, a business plan is the other key to getting financing. A poorly written business plan can throw a wrench into your plans. If the bank sees that you’re not taking your potential investment seriously, they’ll most likely react with a similar response. If you’re unfamiliar with business plans, it’s best to hire someone to prepare one for you. If you can afford to hire someone, a crash course in writing one is the next best option. You’ll have an interview with the bank. It’s imperative that you know the business plan inside and out. If you can’t answer the questions they ask, don’t expect approval.
Once you’ve sold them on your great idea, be prepared to provide them with all the paperwork they request. Having this information beforehand will not only speed up the process, but it’ll also make the chances of getting approved much higher. It’s important to remember that until a human with decision making powers signs off on the loan, everything is a conditional offer.
You’ve applied for your loan and are nearing approval.
Once you’ve completed the application process, it’s important to make sure that you understand how the loan is structured and how you’ll repay it. While it’s always smart to obtain financing, it’s also necessary to ensure you’re not borrowing more than you can actually afford. If you’re unable to repay the loan, you’ll most likely have to dip into your own personal assets to repay it before the bank does. There’s also a good chance that the business loan will also show up on your personal credit report. It’s a good idea to monitor your business and personal credit regularly.
It can’t be stressed enough that paying the loan on time is critical. Also, if you have trouble repaying the loan, contact the lender immediately. Most lenders would much rather restructure or refinance a loan than have to make collections efforts. If you’re able to make additional payments on the loan, you should. This is exceptionally true for a business line of credit. Even if you don’t use the funds immediately, they must still be repaid. Paying ahead of time is great for your credit and your wallet. It also lets the lender know that you’re a good risk. All things considered, a small business loan is a useful tool to have in your arsenal.

Do you need a small business loan?

Apply now