Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Beauty Salon and Spa Small Business Loans

Did you know that 60 percent of small business in the country managed to increase their average loan sizes in 2018? People are growing more optimistic about business prospects than they did in the previous years of recovery from economic recession. Just because you started small does not mean you should stay small. Loans are excellent financing options for those who would like to expand their operations exponentially. However, with the fast spinning world of commerce increasing its speed, financial experts have come up with yet another way to accelerate commercial growth for everybody: merchant cash advances.
What’s A Spa Merchant Cash Advance?
Merchant cash advances are an alternative form of business financing that enables merchants to strike deals with credit and investment firms to obtain lump sum loan amounts in exchange for a fraction of sales made up to a fixed cumulative sum of money. The repayment is done through credit and debit card turnover.
The Difference between Beauty Salon Merchant Cash Advances and Loans
When a business obtains the traditional loans that banks offer, they must remit fixed amounts of money to the lender every month until the amount is fully repaid. The repayment is made manually or through bank instruction. These arrangements, while great for expanding operations, can cause serious cash flow issues periodically if business drops. Cash advances are better than loans at preventing such cash flow issues. You only yield out little sums of money depending on the number of sales that you make. While loans are periodic, advances are not. Advances are based on taking fixed fractions of a debtor’s credit and debit card sales.
Since advances are not considered loans by law, they pose more risks to creditors. That is why the lenders make them a little bit more expensive than assured loans.
How to Qualify for Merchant Cash Advances
Most traditional loans are difficult to obtain. They feature stringent verification processes and requirements like credit scores prerequisites that do not really reflect a merchant’s repayment ability. They are also dependent on guaranteed assets. However, advances are the more available financing options because they feature more reasonable qualification requirements. The lenders just need to determine your ability to repay the advanced principal and its fixed interest. The easiest way to assess that ability is by inspecting your credit card history. If the business makes thousands of dollars in sales every month, it definitely qualifies. Your will to repay the debt is guaranteed via an automatic repayment system.
Even though merchant cash advances are pretty much the same in administration, the process is often tweaked by different lenders to guarantee individual interests. Some lenders are more trusting than others. That is why they offer some conditions that different creditors not necessarily demand.
• Some may require that your business be active for more than a fixed duration.
• Some may demand that your sales transactions hit certain thresholds.
• You must accept payments via particular credit and debit card networks.
Loans cost more or less depending on how fast you repay them. Unfortunately, you do not enjoy the liberty of paying faster for reduced interest amounts. For example, if you obtain a cash advance of 28,000 dollars and you agree to repay 34,000, you must pay all of it no matter how fast you do it. Moreover, they make financial planning a little bit harder because your repayment method is automatic and dependent on sales.
Debt is Debt
You should only take debt if your business needs it to boost profitability and to exploit fleeting opportunities. If you are already in debt, seek to repay it first before taking more debt. Merchant cash advances are types of debt.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
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