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Best Mecklenburg County, North Carolina Bankruptcy Lawyers

Navigating the complexities of bankruptcy can be a daunting task, but finding the right lawyer can make all the difference. In Mecklenburg County, North Carolina, several highly skilled bankruptcy attorneys are available to help you regain control of your financial future. Here’s a comprehensive guide to some of the best bankruptcy lawyers in the area, including their services, contact information, and client reviews.

What to Look for in a Bankruptcy Lawyer

When searching for a bankruptcy lawyer, it’s essential to consider several factors to ensure you receive the best possible representation.

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Experience and Expertise

An experienced bankruptcy lawyer will have a deep understanding of the laws and procedures involved in bankruptcy cases. Look for attorneys who have been practicing for several years and have a proven track record of successful cases.

Client Reviews and Testimonials

Reading reviews from previous clients can provide valuable insight into an attorney’s effectiveness and approach. Positive testimonials often highlight a lawyer’s dedication, communication skills, and ability to achieve favorable outcomes.

Credentials and Specializations

Ensure the lawyer you choose is licensed to practice in North Carolina and has any necessary certifications in bankruptcy law. Specializations in areas like Chapter 7, Chapter 13, or Chapter 11 bankruptcy can also be beneficial.

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Consultation Services

Many bankruptcy lawyers offer free initial consultations. This can be a great opportunity to discuss your case, understand the lawyer’s approach, and determine if they are the right fit for you.

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Fees and Payment Plans

Bankruptcy can be a financially stressful time, so it’s crucial to understand the fee structure and whether the lawyer offers flexible payment plans. Transparent fee structures and reasonable rates can help you manage costs more effectively.

Top Bankruptcy Lawyers in Mecklenburg County

Schwilm Law Firm, PLLC

Attorney: C. Lee Schwilm
Experience: 27 years
Address: 7520 East Independence Boulevard, Suite 260, Charlotte, NC 28227
Contact: Website, (704) 567-5252
Specialization: Chapter 7 and Chapter 13 bankruptcy
Client Reviews: Lee Schwilm is known for his dedication and personalized approach, successfully handling thousands of cases.

Jack G. Lezman, P.A.

Attorney: Jack G. Lezman
Experience: Over 15 years
Address: 7400 Carmel Executive Park, Suite 105, Charlotte, NC 28226
Contact: Website, (704) 544-8202
Specialization: Bankruptcy, Personal Injury, Social Security Disability, Workers’ Compensation
Client Reviews: Clients appreciate his ability to explain complex processes in an understandable way and his supportive guidance throughout the bankruptcy process.

Vann Attorneys, PLLC

Attorney: James R. Vann
Experience: 32 years
Address: 1200 East Morehead Street, Suite 251, Charlotte, NC 28204
Contact: Website, (704) 496-7495
Specialization: Bankruptcy, Business, Collections, Real Estate
Client Reviews: Known for his comprehensive legal knowledge and commitment to his clients’ needs, James Vann is highly respected in the legal community.

Blossom Law PLLC

Attorney: Rashad Blossom
Experience: 15+ years
Address: 301 S. McDowell Street, Suite 1103, Charlotte, NC 28204
Contact: Website, (704) 256-7766
Specialization: Chapter 7 and Chapter 13 bankruptcy, Debt Relief
Client Reviews: Rashad Blossom receives high praise for his compassionate approach and effectiveness in resolving complex financial issues.

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SFS Law Group

Attorney: Dennis O’Dea
Experience: 51 years
Address: 122 N. McDowell Street, Charlotte, NC 28204
Contact: Website, (704) 780-1544
Specialization: Bankruptcy, Business, Commercial Litigation
Client Reviews: Clients commend his vast experience and strategic thinking, making him a go-to attorney for bankruptcy matters.

The Bain Group, PLLC

Attorney: Brian Thomas Bain
Experience: 22 years
Address: 8301 University Exec Park Drive, Suite 120, Charlotte, NC 28262
Contact: Website, (704) 717-9483
Specialization: Bankruptcy, Business, Consumer, Estate Planning
Client Reviews: Known for his attention to detail and thorough approach, Brian Bain is highly regarded by his clients.

Detailed Table of Top Lawyers

Attorney Experience Address Contact Specialization Client Reviews
C. Lee Schwilm 27 years 7520 East Independence Blvd, Suite 260, Charlotte, NC 28227 Website Chapter 7 and 13 bankruptcy Personalized approach, thousands of successful cases
Jack G. Lezman 15+ years 7400 Carmel Executive Park, Suite 105, Charlotte, NC 28226 Website Bankruptcy, Personal Injury, Social Security Disability, Workers’ Compensation Excellent communication, supportive guidance throughout the process
James R. Vann 32 years 1200 East Morehead St, Suite 251, Charlotte, NC 28204 Website Bankruptcy, Business, Collections, Real Estate Comprehensive legal knowledge, strong commitment to clients
Rashad Blossom 15+ years 301 S. McDowell St, Suite 1103, Charlotte, NC 28204 Website Chapter 7 and 13 bankruptcy, Debt Relief Compassionate approach, effective in resolving financial issues
Dennis O’Dea 51 years 122 N. McDowell St, Charlotte, NC 28204 Website Bankruptcy, Business, Commercial Litigation Vast experience, strategic thinking
Brian Thomas Bain 22 years 8301 University Exec Park Dr, Suite 120, Charlotte, NC 28262 Website Bankruptcy, Business, Consumer, Estate Planning Attention to detail, thorough approach
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Chapter 7 Bankruptcy in Mecklenburg County

Chapter 7 bankruptcy can help eliminate most unsecured debts, such as credit card bills and medical expenses, allowing individuals to start fresh financially. This process involves the liquidation of assets to repay creditors, but many personal properties are exempt. Consulting with a lawyer can help you understand if you qualify for Chapter 7 and how to protect your assets during the process.

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Key Benefits

  • Debt Discharge: Eliminate most unsecured debts.
  • Protection of Property: Many personal properties are exempt from liquidation.
  • Fresh Start: Begin anew without the burden of overwhelming debt.


  • Eligibility: Not everyone qualifies; a means test is required.
  • Credit Impact: Can significantly affect your credit score.

Lawyer Assistance

An experienced lawyer can guide you through the eligibility requirements, protect your assets, and represent you in court. Lawyers like C. Lee Schwilm and Jack G. Lezman have extensive experience in handling Chapter 7 cases, providing personalized and effective legal support.

Chapter 13 Bankruptcy in Mecklenburg County

Chapter 13 bankruptcy involves restructuring your debts into a manageable repayment plan, typically lasting three to five years. This option allows you to keep your property while catching up on missed payments.

Key Benefits

  • Debt Repayment: Pay off debts over time with a court-approved plan.
  • Asset Retention: Keep your property, including your home and car.
  • Legal Protection: Stop creditor harassment and foreclosure proceedings.


  • Commitment: Requires regular payments over several years.
  • Eligibility: Must have a reliable income to qualify.

Lawyer Assistance

Lawyers like James R. Vann and Dennis O’Dea specialize in Chapter 13 bankruptcy, helping clients develop feasible repayment plans and navigating the complexities of the bankruptcy court system.


Choosing the right bankruptcy lawyer in Mecklenburg County can make a significant difference in your financial recovery journey. By considering experience, client reviews, specializations, and fee structures, you can find a lawyer who will provide the support and guidance you need. Whether you are considering Chapter 7 or Chapter 13 bankruptcy, the attorneys listed in this guide are well-equipped to help you achieve a fresh financial start. For more information, visit their websites or contact their offices directly.

Navigating bankruptcy is challenging, but with the right legal support, you can regain control of your finances and move forward with confidence.

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