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Best Sacramento County, California Bankruptcy Lawyers

Navigating bankruptcy can be an overwhelming process, but finding the right lawyer can make a significant difference. Sacramento County offers a variety of highly qualified bankruptcy lawyers who are dedicated to helping individuals and businesses regain financial stability. This article will highlight some of the best bankruptcy lawyers in the area, provide detailed reviews, and offer useful contact information, including links to their websites and social media handles.

What to Look for in a Bankruptcy Lawyer

When seeking a bankruptcy lawyer, it’s crucial to consider several factors to ensure you receive the best possible representation.

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Experience and Expertise

An experienced lawyer can navigate the complexities of bankruptcy law more efficiently. Look for attorneys with a solid track record in handling Chapter 7, Chapter 13, and other bankruptcy-related cases. For example, Peter G. Macaluso has been practicing bankruptcy law since 2001 and specializes in Chapter 7 and Chapter 13 bankruptcy, as well as debt relief and foreclosure defense​​.

Client Reviews

Client testimonials can provide insight into an attorney’s effectiveness and approachability. Positive reviews often highlight a lawyer’s ability to communicate clearly, provide thorough guidance, and show empathy towards their clients’ situations. For instance, Pauldeep Bains received praise for making the bankruptcy process as painless as possible, demonstrating both professional care and personal dignity​​.

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Accessibility and Communication

Effective communication is key in legal matters. Lawyers who are readily available and responsive can alleviate much of the stress associated with bankruptcy proceedings. Matthew D. Roy, known for his involvement in the community and volunteer work, offers video conferencing and is highly responsive to his clients’ needs​​.

Credentials to Look For

When evaluating potential lawyers, check their educational background, professional affiliations, and any special certifications.

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Educational Background

A strong educational background from reputable institutions can be a good indicator of a lawyer’s knowledge and expertise. For instance, Adam David Garcia graduated cum laude from the James E. Rogers College of Law at the University of Arizona and has been recognized as a Rising Star by SuperLawyers​​.

Professional Affiliations

Membership in professional organizations can indicate a lawyer’s commitment to staying updated with the latest legal practices. Barry H. Spitzer, for example, is a member of the California State Bar and has been practicing bankruptcy law since 1992​​.

Special Certifications

Some lawyers have additional certifications that highlight their expertise in specific areas of law. Peter G. Macaluso is a California State Bar Certified Bankruptcy Law Specialist, a distinction held by fewer than 1 in 1000 lawyers​​.

Top Bankruptcy Lawyers in Sacramento County

Pauldeep Bains

Pauldeep Bains is renowned for his empathetic approach and detailed attention to clients. Specializing in Chapter 7 and Chapter 13 bankruptcies, Paul has helped many individuals navigate through difficult financial times.

Contact Information:

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  • Phone: (916) 800-7690
  • Website:
  • Hours: Mon-Fri: 8:30am – 5pm, Sat-Sun: Closed

Review Highlight: “Paul and his support staff were very helpful over the phone from the very first contact. I was able to have a thorough phone consultation and fill out a worksheet to help determine if I was a candidate for Chapter 7 bankruptcy.”

Adam David Garcia

Adam David Garcia is a consumer bankruptcy attorney at Sacramento Law Group LLP. He represents clients in Chapter 7 and Chapter 13 bankruptcies and is known for his efficient process management and excellent client service.

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Contact Information:

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Review Highlight: “Adam Garcia was selected by SuperLawyers to Rising Stars for 2021 – 2022, indicating his excellence in the field.”

Peter G. Macaluso

With over two decades of experience, Peter G. Macaluso offers extensive expertise in bankruptcy law. He provides free consultations and focuses on Chapter 7 and Chapter 13 bankruptcies, as well as foreclosure defense.

Contact Information:

  • Phone: (916) 392-6591
  • Website:
  • Hours: Mon-Fri: 9 AM – 4 PM, Sat: 10 AM – 2 PM, Sun: Closed

Review Highlight: “If you are experiencing harassing phone calls from creditors, pending home foreclosure, or other financial issues, Peter Macaluso is highly recommended for his professional and compassionate service.”

Barry H. Spitzer

Barry H. Spitzer has been practicing bankruptcy law since 1992 and offers comprehensive services including Chapter 7 and Chapter 13 filings, as well as small business bankruptcies.

Contact Information:

  • Phone: (916) 442-9002
  • Website:
  • Address: 2150 River Plaza Drive, Ste 140, Sacramento, CA 95833

Review Highlight: “Thank you again for assisting me through this very stressful and difficult time in my life; I appreciate it more than words can describe.”

Matthew D. Roy

Matthew D. Roy has 15 years of experience in bankruptcy law and is known for his community involvement and client-centric approach. He offers video conferencing and handles cases involving bankruptcy, divorce, family law, and probate.

Contact Information:

  • Phone: (916) 361-6028
  • Website:
  • Address: 428 J Street, Suite 400, Sacramento, CA 95814

Review Highlight: “Matthew has served on various boards and volunteers with numerous organizations, reflecting his dedication to both his profession and community.”

Seth L. Hanson

Seth L. Hanson, with a background from Brigham Young University and extensive experience in bankruptcy law, offers personalized legal services in Sacramento. He is known for his comprehensive understanding of both federal and state bankruptcy laws.

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Contact Information:

Review Highlight: “Seth’s practice covers all areas of bankruptcy law, and he is highly regarded for his in-depth knowledge and client satisfaction.”

Useful Information in a Table Format

Lawyer Name Contact Information Specialization Website
Pauldeep Bains (916) 800-7690, Mon-Fri: 8:30am – 5pm Chapter 7, Chapter 13
Adam David Garcia (916) 661-7001 Chapter 7, Chapter 13
Peter G. Macaluso (916) 392-6591, Mon-Fri: 9 AM – 4 PM Chapter 7, Chapter 13, Foreclosure
Barry H. Spitzer (916) 442-9002 Chapter 7, Chapter 13, Small Business
Matthew D. Roy (916) 361-6028 Bankruptcy, Divorce, Family, Probate
Seth L. Hanson (916) 514-5313 Bankruptcy


Choosing the right bankruptcy lawyer is a critical step towards achieving financial relief and stability. The attorneys listed above come highly recommended for their expertise, client service, and professional accomplishments. By considering their experience, client reviews, and accessibility, you can find the best legal representation to guide you through the bankruptcy process in Sacramento County.

For more information and to schedule consultations, visit the provided websites and contact the lawyers directly. Whether you’re dealing with Chapter 7, Chapter 13, or other bankruptcy-related issues, these professionals are equipped to help you navigate your financial challenges with confidence and clarity.

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