Chat with us, powered by LiveChat

Best Sacramento County, California Business Debt Counselors

Navigating the complexities of business debt can be daunting, especially without the right guidance. In Sacramento County, California, numerous business debt counselors are equipped to assist businesses in managing and overcoming their financial challenges. This article aims to provide an in-depth look at the top business debt counselors in the area, including reviews, contact information, and links to their websites and social media handles. The information is structured to ensure you find the most reliable and effective support for your business debt needs.

What to Look for in a Business Debt Counselor

Expertise and Experience

When searching for a business debt counselor, expertise and experience are paramount. You want to work with professionals who have a deep understanding of debt management strategies and a proven track record of helping businesses recover from financial distress. Look for counselors who have certifications and are members of recognized financial counseling organizations.

- -

Comprehensive Services

A good business debt counselor should offer a range of services, including debt consolidation, debt settlement, credit counseling, and financial education. This ensures that you receive holistic support tailored to your specific needs. Services should also include assistance with budgeting and financial planning to prevent future debt issues.

Transparent Fees

Transparency in fees is crucial. Reputable counselors will provide a clear breakdown of their charges and will not require large upfront payments. Be wary of counselors who are vague about their fees or who promise unrealistic results. It’s important to understand what you are paying for and how it will benefit your business.

See also  How to Stop Harassing Casino Debt Collection Calls

Positive Reviews and Testimonials

Client reviews and testimonials can provide valuable insights into a counselor’s effectiveness and customer service. Look for counselors with consistently positive feedback, especially from businesses similar to yours. Yelp is a useful platform for finding detailed reviews from previous clients.

Accessibility and Support

Accessibility is another critical factor. Ensure that the counselor is readily available to answer your questions and provide ongoing support. This can include in-person meetings, phone consultations, and online support. The more accessible they are, the better they can assist you during critical times.

- -

Top Business Debt Counselors in Sacramento County

Consumer Credit Counseling Foundation (CCCF)

The Consumer Credit Counseling Foundation (CCCF) is a nonprofit organization offering personalized credit counseling and debt management solutions. They provide a range of services, including budgeting, debt consolidation, and bankruptcy counseling. Their team of professional credit counselors offers free budget counseling sessions tailored to your financial situation.

Contact Information:

Services Offered:

  • Budgeting
  • Credit Counseling
  • Debt Management
  • Debt Consolidation
  • Bankruptcy Counseling

Table of Services:

Service Description
Budgeting Free budget counseling sessions tailored to your needs.
Credit Counseling Expert guidance to improve your credit health.
Debt Management Personalized plans to manage and reduce your debt.
Debt Consolidation Combine multiple debts into one manageable payment.
Bankruptcy Counseling Support and guidance through the bankruptcy process.

California Credit Counselors

California Credit Counselors have been assisting businesses with credit and debt counseling since 1981. They offer comprehensive financial counseling services designed to help businesses manage their debt and improve their financial health. Although they are no longer BBB accredited, they have years of experience in the field.

- -
See also  How Medical Debt Can Impact Your Job Search and Employment

Contact Information:

  • Phone: 916-739-6406
  • Address: 3112 O St Ste 16, Sacramento, CA 95816-6534

Services Offered:

  • Credit and Debt Counseling
  • Financial Education
  • Budget Planning
  • Debt Consolidation

Table of Services:

- -
Service Description
Credit Counseling Personalized sessions to understand and improve credit.
Debt Counseling Comprehensive advice on managing business debt.
Financial Education Resources and guidance to improve financial literacy.
Budget Planning Assistance in creating effective business budgets.
Debt Consolidation Strategies to consolidate and manage debt effectively.

Credit.org

Credit.org is a nonprofit organization providing consumer credit counseling and financial education. Their certified financial counselors help businesses understand their credit reports, manage debt, and plan for a stable financial future. They offer a variety of programs, including debt management and bankruptcy counseling.

Contact Information:

Services Offered:

  • Debt Counseling
  • Debt Management Program
  • Debt Settlement Program
  • Bankruptcy Counseling
  • Financial Education

Table of Services:

Service Description
Debt Counseling Free sessions to explore debt relief options.
Debt Management Program Tailored plans to reduce debt and manage payments.
Debt Settlement Program Negotiations to settle debts for less than the owed amount.
Bankruptcy Counseling Guidance through the bankruptcy process.
Financial Education Tools and resources for improving financial literacy.

Consumer Credit Counseling Service (CCCS)

CCCS provides personalized financial counseling to help businesses manage debt and achieve financial stability. They offer a variety of services, including student loan counseling, identity theft prevention, and budgeting assistance. Their experienced counselors work closely with clients to create effective debt management plans.

Contact Information:

  • Website: CCCS
  • Phone: 800-359-1561

Services Offered:

  • Personal Budgeting
  • Student Loan Counseling
  • Identity Theft and Scam Prevention
  • Bankruptcy Counseling
  • Credit Education
See also  Seeking Help for a Gambling Problem Before Debt Spirals

Table of Services:

Service Description
Personal Budgeting Free sessions to create realistic and effective budgets.
Student Loan Counseling Assistance with managing and repaying student loans.
Identity Theft Prevention Strategies to protect against identity theft and scams.
Bankruptcy Counseling Support and guidance through bankruptcy proceedings.
Credit Education Tools and resources for building and maintaining good credit.

Reviews and Testimonials

Consumer Credit Counseling Foundation (CCCF)

CCCF has garnered positive reviews for its professional and empathetic approach to debt counseling. Clients appreciate the personalized attention and the detailed guidance provided. One client mentioned, “The counselors at CCCF were incredibly supportive and helped me create a budget that works for my business. Their debt management plan has been a lifesaver.”

California Credit Counselors

Despite their current status with the BBB, California Credit Counselors have a long history of helping businesses manage debt. A review highlighted, “California Credit Counselors provided clear and practical advice that helped us streamline our finances. Their budget planning service was particularly useful.”

Credit.org

Credit.org is praised for its comprehensive financial counseling services. Clients have noted the helpfulness of their counselors and the effectiveness of their debt management plans. One review stated, “Credit.org’s counselors were patient and thorough. They helped me understand my options and guided me through the process of managing my debt.”

Consumer Credit Counseling Service (CCCS)

CCCS is highly regarded for its broad range of services and the expertise of its counselors. Reviews often highlight the professionalism and supportive nature of the staff. A client shared, “CCCS helped me navigate a challenging financial situation with ease. Their counseling sessions were informative and empowering.”

Conclusion

Choosing the right business debt counselor in Sacramento County, California, can significantly impact your business’s financial health. By considering factors such as expertise, comprehensive services, transparent fees, positive reviews, and accessibility, you can find a counselor who will provide the support and guidance you need. The organizations listed in this article are among the best in the region, each offering unique strengths and services to help businesses overcome debt and achieve financial stability. For more detailed information and to get started, contact the counselors directly through their provided contact details and websites.

Get Debt Relief Today

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$500,000 MCA Restructured Over 3 Years
"Thanks for helping me in literally 24 hours"
Jason
$250,000 SBA Loan Offer in Compromise
"Great choice for business owners who need a trustworthy partner"
Mary
$350,000 MCA Restructured Over 2 Years

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
Best Colorado Criminal Lawyers

Best Colorado Criminal Lawyers Understanding What to Look For in…

Best California Personal Injury Lawyers

Best California Personal Injury Lawyers When it comes to personal…

Best California Divorce Lawyers

The Best Divorce Lawyers in California: Your Ultimate Guide What…

Best California Criminal Lawyers

Best California Criminal Lawyers What to Look For in a…

Best Arkansas Personal Injury Lawyers

Best Arkansas Personal Injury Lawyers Finding the right personal injury…

Delancey Street simply gets it. You're talking to experts.
Steven Norris
Get Help Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Schedule Consultation