Broadway Advance Business Loans and Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Broadway Advance Business Loans and Merchant Cash Advance

A merchant cash advance is a form of funding available to businesses. This type of funding is based on your future credit card sales. A lump sum of working capital is given to a business owner in exchange for a portion of future credit card transactions. In other words, you’re selling your future card sales for capital.

Merchant cash advances are perfectly suited to business owners who are unable to obtain a loan from a traditional source due to poor credit history. You might turn to a business cash advance if you need to get access to working capital quickly.

Benefits of a Merchant Cash Advance

No Credit or Collateral Required: Unlike a traditional business loan, you do not need good credit and you don’t need collateral in order to get funding. A merchant cash advance is a is a sales agreement or sales transaction, so it is not listed on credit reports.

High Approval Rate: Approval for merchant funding is based on business performance rather than time in business, personal credit or financial history.

Fast Funding: A merchant cash advance is one of the fastest funding options available. Once you’re approved, you can have money in your bank account just a few days.

Simple “No Hassle” Payback: There is no fixed monthly payment. With a merchant cash advance, you do not need to write a check every week or month, your payments are automatically deducted from your credit card processor or bank account.

Revenue Based Repayment: With a merchant cash advance, the funding company gets paid when you get paid. The company gets a percentage of your sales, so if sales are slow you pay back less, if you make more sales, you pay back more. With this flexible structure, you will always be able to afford the payments.

How a Merchant Cash Advance Works

As a business owner, you will make an agreement with the merchant cash advance provider regarding the term of the advance, including the advance amount, payback amount and holdback. Once you have an agreement, the advance is transferred to your bank account in exchange for a percentage of your future credit card sales.

Each day, the agreed upon percentage of your business’s daily credit card revenue are remitted to the merchant cash advance provider. This is will continue until they recover the advance. Your payments fluctuate based on your business’s sales. Access to your merchant account eliminates the need for collateral, which is a requirement by traditional lenders.

Because repayment is based upon a set percentage of your credit card sales, the more credit card sales your business makes, the faster you’re able to pay back the advance. And, if sales slow and income drop, so do the payments to the merchant cash advance provider. This means that during times of slow business, your payback is relative to your incoming cash flow.

If a Merchant Cash Advance Right for Your Business?

It makes sense for you to use a merchant cash advance if you need access to working capital quickly. It is a great option when you need to take advantage of an opportunity to buy inventory at a discount, purchase updated equipment, or a special marketing opportunity. And, because there are no stringent credit requirements, it could be an option for you if have a lot of credit card sales but might have poor credit.

How To Apply For A Merchant Cash Advance

Applying for a merchant cash advance is a simple process. There are no time-consuming credit checks and no complicated requirements. You do not need to step out of your office or store in order to submit an application. You can fill out an application online without hassles.

When you apply for a merchant cash advance, you will be required to provide specific documentation and information pertaining to your business, such as your:

. Driver’s License
. Credit Score
. Bank Statements
. Voided Business Check
. Business Tax Returns
. Credit Card Processing Statements

Once you submit this information, you can get a response within a few days. You can have funds deposited into your business bank account within a few days after approval. It is a good idea to have your documents and information ready before submitting an application.

Summing Up

A merchant cash advance is the preferred option for many businesses to obtain funding and often has the highest approval rate. For business owners that need working capital, a merchant cash advance may be a worthwhile option to consider.

A merchant cash advance is typically fast, but it is often an expensive business financing option when seeking working capital.

Before finalizing the transaction, it is crucial that you review the terms and conditions of the agreement so you will be able to make an informed decision about whether or not this type of financing makes sense to meet your needs.

Do you need a small business loan?

Apply now