California Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

California Merchant Cash Advance

Obtaining the finances you require as an entrepreneur is not always a simple process, especially if you do not qualify for traditional financing or loan options. When you are in need of a lump sum of cash, consider a merchant advance to keep your business afloat without going into debt or experiencing a financial crisis.
What is a Merchant Advance?
A merchant advance is a lump sum of cash given to business owners or individuals who are in need of additional financing to help their companies through trying times. With a merchant advance, receive the cash you need to maintain your business and keep it running in working order. Merchant advances are much easier to obtain than traditional financing alternatives even if you do not have a positive credit score to your name.
Merchant advances rely on current business income streams and account receivables to verify your ability to pay back what you qualify for with the advance itself. Once you have been approved for a cash advance as a merchant, you then begin paying the loan back with a set percentage of your daily sales or credit card transactions. When you generate a steady stream of revenue, pay the money you owe back without feeling stressed and overwhelmed.
Who Can Use a Merchant Cash Advance Service?
Whether you are launching a startup for the first time, need to hire employees, or if you have simply had a bad month in regards to income, merchant cash advances are widely available to all business owners. A merchant cash advance service works with clients individually to determine your needs and the amount of money you qualify for based on your current and past sales records. By providing an in-depth report of your credit card sales and overall income, expedite the approval process to get the cash you need in hand in less time.
Benefits of Applying for a Merchant Advance
One of the biggest benefits of applying for a merchant advance is the ability to do so without the risk of losing your home, personal property, or even your business if you are unable to pay the money you receive back. Merchant advances are non-recourse loans, providing you with maximum monetary freedom and flexibility without all of the risks that are commonly associated with traditional business loans and lending firms.
How Much Money Can I Request?
A great reason to work with a merchant cash advance service is the ability to request a large amount of capital depending on your current credit card sales and future predictions. Merchant cash advance services provide individuals with the ability to request anywhere from 50% to more than 250% of projected future sales depending on your past predictions and overall annual revenue.
How Long Does a Merchant Advance Take?
Applying for a merchant advance is much easier than going through the process of receiving a traditional business loan. Without a lengthy application process and extensive paperwork, receive the cash you need within 24-48 hours depending on your approval.
Understanding how a merchant cash advance works and how to get one for your business is a great way for you to maintain cash flow without losing out on potential opportunities for growth. Working together with a merchant cash advance service that sees you as a business partner is ideal when you are seeking financial security and want to keep expanding your venture without the risk of losing it altogether.

Do you need a small business loan?

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