Chula Vista Fix and Flip Lenders

Get funding for your next project from a top hard money lending institute.

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Considering a hard money loan?

We help real estate investors get hard money/private money loans for their next project. Money and finances should never be the obstacle that stops you from succeeding. We regularly help entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.

At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity – and how we can help you capitalize on it. For years, our team members have been helping people capitalize on opportunities using hard money loans, private loans, reverse mergers, other financial vehicles.

  • High LTV

    We fund loans up to 80-90% LTV. We look at the value of your property, and your overall business plan when deciding whether to fund you.

  • Fast

    We realize deals can disappear if you don't have fast funding. We promise to treat you like a partner, and work fast to help you get funding.

  • No $ Limit

    We're a growth focused private money lender. That means we work fast to fund your deal, and there's no limits on what we can do for you.

Do you need a loan for real estate projects?

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Recently Funded Projects

Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

Raised APR ARV
$830,000 8.99% 75%

Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

Raised APR ARV
$1,200,000 11% 82%

Allen Park, MI Rehab

On the other hand, we denounce with righteous indignation and dislike men who are so beguiled and demoralized by the charms of pleasure of the moment, so blinded by desire.

Raised APR ARV
$135,000 9.0% 63%

Chula Vista Fix and Flip Lenders

Fix and flip refers to a real estate investment deal. An investor acquires a property and rehabilitates it to make it desirable. The single-family home is then sold for market value at a much higher rate than it was initially bought at. The repairs made on the property make it a desirable home for prospective buyers, and once sold, the investor stands to make a hefty profit.

Repairs are done throughout the home. A bedroom may be updated, a new kitchen added, the basement finished, and the landscaping improved. The transformation improves curb appeal to prospective buyers, and each repair adds value to the property.

The flip portion of the real estate transaction refers to the act of selling the property in a short amount of time. Locating the buyer or prospective renter must be done quickly, so as to help repay the loan. The goal is to get a good profit on the property once sold.

Fix and flip investing has become popular in recent years due to television shows like Flip This House, which focuses on the rehabilitation process.

If you are considering becoming a real estate investor, you will need to learn more about fix and flip loans to find funding sources for your project. Here is how to get the money you need to flip properties. You can obtain funding without any credit or income.

Fix and flip loans are available across all states.

Did you know that investors can qualify for lending for a property without meeting FHA guidelines? This matters because these homes aren’t considered traditional properties that would satisfy FHA guidelines. A lender like Fannie Mae or Freddy Mac wouldn’t finance a fix and flip property.

In order to get the financing you need for financing a fix and flip property, you need to pursue alternative lenders specializing in private money or hard money lending.

What are hard money lenders?

These lenders offer loans that are secured by the asset itself, which is the home. The most promising projects are those that are led by experienced real estate investors. These lenders understand the complexities of these transaction, and many have once been real estate investors themselves. These lenders know what it takes to rehab a property and sell it for profit.

Private and hard money lenders look at the investment property. They want to know the purchase price of the property and the plans you have to fully restore the property. If they can see that the investor has the ability to purchase the home, perform the repair work efficiently, and sell the home quickly, you will get funding for the property.

The lending decision is based off of the potential of the property. This means the person can have poor credit or no credit, no job history, and not have any documented income or assets but still qualify for a loan.

How are lenders able to provide private loans and hard money loans like this?

Whenever capital is used from private investors, the traditional lending rules no longer apply. The person doesn’t have to qualify according to the FHA guidelines or meet the requirements of traditional banking institutions.

The terms of a fix and flip loan are very short, averaging anywhere from five to twelve months. During this period, no payments are required of the borrower. This gives you very little room for error, so you should know what needs to be done to quickly rehab and sell the property to pay the debt off. In failing to do so, you run the risk of foreclosure and could lose your hard-earned dollars invested in the project.

Finding fix and flip lenders

Here is how to find lenders who can help you get started. Here are some resources that you can use.

The first way to find a private or hard money lender is to check out website directories. Sites like and are great places to start. These are good and reputable sources to locate fix and flip lenders.

Be wary of programs that offer courses on how to find private money lenders. These courses are making you pay for information that is already out there for free. Private money lender information is widely accessible online.

Another way to find real estate investors is through networking at your local REI club. You can take the time to get to know investors and develop connections. Many of these lenders were once investors who did fix and flip projects in the past. Be prepared to invest in these relationships. You are cultivating trust between you and prospective investors. If you are somehow unable to repay the loan you’ve secured through one of these investor relationships, you risk the relationship and lose the time you’ve invested in building the relationship. is the final solution. This company has been providing specialty financing for real estate investors for over a decade. As a top fix and flip lender, this group is led by people who were once professional property investors. To date, they have been involved in 398 real estate transactions.

Their focus is to deliver fast, easy access to fix and flip loans conveniently to borrowers online.

If you are ready to get funding on a project, contact us today to get financing or get pre-approved for lending.

Do you need a loan for real estate projects?

Getting Started Is Simple & Easy
  • Contact us regarding your opportunity
  • We’ll reach out to you, and discuss the specifics
  • We finalize the transaction and help you
Get pre-qualified for a potential investment
  • Get pre-qualified for your next real estate purchase
  • Risk free – with no credit check, or any commitments

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