Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

CBD Merchant Accounts and Credit Card Processing

CBD Merchant Accounts and CBD Credit Card Processing Solution

If you run a high risk business in the CBD oil industry, you know how difficult it can be to be find a payment processor for CBD. You probably already know this, finding a CBD payment processor who will allow you to take debit and credit card payments is difficult. You need a merchant account provider who has your back. It can be difficult to run your business smoothly and efficiently. Finding a high risk CBD merchant account is difficult – but thankfully, Delancey Street is here for you.

Did you know?

We are one of the few business loan providers who give funding to CBD businesses?

We provide real estate loans to CBD business owners?

Bottom line, we are committed to helping the CBD industry, and that means helping you with CBD merchant accounts as well. Just because most banks and lenders reject you doesn’t mean you’re a high risk. It doesn’t mean you’re out of luck when it comes to eCommerce payment processing online. It just means you need to choose the right company to handle your CBD merchant processing needs. Finding the proper credit card processing solution is difficult to find. Even though the CBD business is a billion dollar industry, it’s difficult to to expand your business if you don’t have a CBD merchant account. Delancey Street has several CBD merchant processing options, and we make it simple for you to get a CBD merchant account in as little as 24-48 hours.

Did your credit card processor shut down your CBD merchant account?

You just launched your new CBD business, and you have a lot of social media followers, and you’re making a lot of sales via e-commerce. But, then your merchant account is shut down. Your entire business comes to a halt. Virtually every payment processing system considers CBD oil merchant accounts to be high risk. If you’re looking for a CBD merchant account and want to process credit card payment, then you need to work with Delancey Street.

When you’re trying to sell CBD oil online, and your business takes off, your merchant account will probably get shut down. The bank’s underwriting doesn’t end after the account is opened. In fact, major payment processors like Square, PayPal, Stripe, can freeze / shut down your CBD merchant account even after your account is approved. If you work with Delancey Street, you can avoid the headache of starting a CBD merchant account and then almost immediately getting shut down.

CBD is a high risk industry

Businesses that fall into the high risk industry have very high high discount rates, and large security reserves. Businesses are usually classified as a high risk industry/merchant, if the industry they are in has a high risk of fraud and chargebacks. In the CBD industry, the high risk is an issue due to the business is a risk for banks and lenders due to the FDA regulations in the USA. As a CBD business who sells CBD products online, it’s important to understand that most payment processors consider CBD as high risk. You have almost no chance of getting approved by them. You must work with a high risk service provider like Delancey Street that specializes in high risk industries and can get you a high risk CBD merchant account. Delancey Street can help high risk CBD businesses. We are willing to process transactions for your high risk business. Because the FDA doesn’t recognize CBD oil as medication, your CBD merchant account is considered high risk, even though you don’t need prescription to purchase / consume CBD oil in the USA.

CBD Oil Merchant Cash Advance

When you start a business, you do so with the hope to grow your business into a successful venture. You don’t start your business to fail, though you will face many failures along the way. At this moment, it’s important to remember that great success is built on a foundation of failure. You learn from your mistakes, and you grow from them even in the business world. However, you don’t have to fail as often as you think. When you find yourself and your business in a situation in which you need additional funds to pay for new goods, services, employees, or product, you can apply for a small business loan. However, it’s hard to meet the requirements for this type of loan. Before you allow defeat to settle in after a denial comes through, you should know you do have another option.

How A Merchant Cash Advance Works for You

If you are denied a small business loan by a traditional lender, you have an additional option. Traditional lenders require business owners to meet specific criteria, and it’s not always possible. For example, if your business is relatively new, you haven’t had the time to create a business credit score or other business history. A bank might deny you a loan simply because they don’t know enough about your business and how it works for profit when it’s this young. You might be denied a business loan because your personal credit score is to low. You might be denied if the business plan you create is not good enough for the bank.

If you’re denied a loan, a merchant cash advance can help you with the funds you need. Most of these cash advances provide you with anywhere from $2,500 to $250,000. You get to borrow the money you need in just a matter of days, which is significantly faster than you will find a small business loan funded. You get to use this money to do whatever you see fit in your business. Whether you need to purchase new equipment to grow or hire new employees to meet demand, you can use your cash advance for whatever you’d like.

It’s funded in a few days. The paperwork required to fund a cash advance is minimal, and cash advances are available to business owners who have a young business, who have a bad credit score, and those who are denied a loan from the bank.

How Does A Merchant Cash Advance Work?

The concept is simple. You provide credit card sales statements, bank statements, business tax returns, and your driver’s license to the lender. The lender then makes the decision to fund your loan for the amount you requested, and they provide you with the details. The catch is that this is not a traditional loan. You don’t have a standard monthly payment that you know is coming out of your bank account every month. You make daily payments on a cash advance. The payment amount is different every day because it’s dependent on the amount of your credit and debit card sales each day.

This is a more expensive form of borrowing, however. You don’t have many years to repay your loan with a set interest rate. You have approximately one year to repay your cash advance using your credit card sales each day. This is beneficial to many business owners, however. If you have a low sales day one day, you will pay a smaller amount that day. This is why it’s impossible to determine how long it will take you to make the necessary repayments on a loan like this. You will make payments until your cash advance is paid off, but it might take anywhere from three months to a full year.

Is it Right for My Business?

If you cannot get a traditional business loan, a merchant cash advance might be your only source of funding to help you grow. If you have an excellent business plan that will allow you to grow and to make more profit in your business, this type of cash advance can be tremendously helpful. Borrow only what you need. You must understand that the interest rate you pay can reach well into the triple digits, which means this is a quick way to get yourself into debt.

The key to a successful merchant cash advance is to know what you are borrowing, and it’s to know that you are borrowing this money to grow your business. If you can make your sales higher and your profit bigger, you can ensure you will not go further into debt by using this expensive form of borrowing. If you can get a traditional business loan, that is always the best solution. However, a merchant cash advance is here for you when you have no more options.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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