Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Escort Services Merchant Accounts and Credit Card Processing

Escort Merchant Cash Advance

Merchant cash advances provide working capital for cash-strapped businesses. If your business is in need of working capital but doesn’t qualify for a loan from a traditional lender due to a short business history or poor credit scores, you aren’t out of options quite yet: you might be able to get money from a merchant cash advance provider — and fast.

When you get approved for funding, the merchant cash advance company provides you with a lump sum of money and owns a portion of your future sales. In other words, you’re selling a percentage of your credit card receipts to your merchant cash advance provider.

Advances are easier and faster to obtain than traditional business loans are because they don’t have the typical credit approval and processing requirements. It’s typically fast, but it can an expensive business financing option.

Who Is Eligible for a Merchant Cash Advance?

If you are frequently and consistently processing payments, you may qualify for an advance.

Merchant cash advances are a perfect fit for retailers, e-commerce businesses and restaurants. But any business that processes a high volume of credit card transactions might be able to qualify for funding.

Merchant cash advances are perfect for businesses with fluctuating revenue and lower credit scores. This can even mean new business owners who have not established a good credit history.

Some merchant cash advance lenders are even willing to work with businesses that have been around for just a few months. Qualification typically depends on the business’s credit card sales volume.

Merchant Cash Advance Uses

Merchant cash advance lenders don’t restrict how you use your funding. They provide working capital solutions to business owners in need of financing to sustain or grow their enterprise. While you may need it for payroll, another business may benefit from purchasing new equipment. The lender provides the merchant funding, and the business owner chooses how to utilize it.

A merchant cash advance can be used for:

. Improving cash flow
. Purchasing inventory
. Renovations and expansion
. Advertising and marketing promotions
. Hiring new employees

How Merchant Cash Advances Work

Merchant cash advance is suitable for businesses that have a high volume of credit card sales. It can help businesses get alternative business funding and achieve success. Whether you’re looking to get working capital for slow seasons or want to take advantage of a new opportunity, a merchant funding can provide you with fast access to cash.

You will receive a lump amount when you sign the contract. In return, the funding company has the right to take out a portion of your business’ credit card sales every day until the contracted amount is reached. Merchant funding remittance fluctuates and your remittances are based on what you can afford.

Once you receive this type of funding, the remittance is a percentage of your credit card receipts. So, your credit card sales volume make will determine the length of time it will take you to satisfy your obligation.

Businesses may have a few months when sales a high and a time when they slow down. This means you will not be able to pay the same amount during both periods. When sales are booming, you remit more, and when sales decrease and income dips, you’ll remit more. Repayment is made easy via auto debit.

Simple Application for Merchant Cash Advances

Applying for a merchant cash advance is a simple process. Most funding companies offer an easy online application process, and you can get access to the money quickly.

Unlike traditional business loans, you do not need to go through a complicated application process or wait for several weeks, or even months to get a response.

To get started all you need is fill out a simple online application, and provide your bank statements, credit card statements, tax returns, balance sheet, and other relevant documents.

If you’re trying to obtain your merchant funding as quickly as possible, it is a good idea to compile these documents before you start the application. That way, you will have everything you need to begin the process.

The approval rate of a merchant cash advance is high since businesses are not required to have an excellent credit history or a high credit score. Merchant Cash Advance providers generally look at business performance and sales volume more than credit scores.

After your application is approved, the funding company will supply the financing. You will receive the funds in your bank account.

Remember: merchant cash advances are an expensive financing option and come with higher fees than with regular business loans.


Before applying for a merchant cash advance, it is important that you carefully review and understand the merchant funding requirements. Merchant cash advance providers have these prerequisites in place so that business owners can responsibly and effectively utilize their products.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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