If you want a small business loan, you might think about getting a credit card for your online business. Many people look for the best credit cards for online business, and our goal is to help you understand what those credit cards are and other forms of business financing solutions.

If you’ve got a business, new – big – small – old, you might consider getting a small business credit. Small businesses need access to credit, and you probably want a business credit card in order to fund purchases, manage your spending, and to help you earn rewards over time. This guide will help you understanding

  • What are the best business credit cards
  • What are the best cards by category
  • What are the benefits of each business credit card
  • What are other alternative forms of business financing

What are the best small business credit cards

  • Capital One Spark Miles for Business
  • Capital One Spark Cash for Business
  • United Business Card
  • Delta SkyMiles Gold Business American Express: Great for occasional Delta flyers
  • Delta SkyMiles Platinum Business American Express: Great for frequent Delta flyers
  • Ink Business Preferred Credit Card
  • Business Platinum Card from AMEX
  • Brex Corporate Card
  • CitiBusiness / AAdvantage Platinum Select World Mastercard
  • Southwest Rapid Rewards Premier Business Credit Card
  • Southwest Rapid Rewards Performance Business Credit Card
  • Hilton Honors American Express Business Card
  • Marriott Bonvoy Business AMEX
  • Alaska Airlines VISA Business Credit Card

Best Business Credit Cards

Capital One Spark Miles: This is great for everyday business spending

Capital One miles transfer to over 15 airline and hotel partners. This card earns 2x miles on every purchase. It’s good for business owners who want to increase the value from their everyday purchases. You can use the miles to cover travel expenses at a fixed value of 1 cent. It’s also one of the few cards without a big annual fee and it has a Global Entry/TSA Precheck fee credit. That annual fee is waived for the first year. If you spend a lot of money on hotels, or rental cars, you can get 5x miles when you book via Capital One Travel.

Bonus and rewards

  • 5x miles on hotels and rental cars
  • 2x miles on other purchases
  • Global entry/TSA precheck fee credit
  • No transaction fees
  • Purchase protection
  • Extended warranty coverage
  • Rental car insurance

Annual fee: $95 – waived first year

Capital One Spark Cash For Business: Best card for business cash back

This is a simple yet useful card. You get unlimited 2% cash back on every purchase. You don’t need to juggle multiple cards. Just use this card and get a straightforward return on every single transaction.

  • 2% back on purchases
  • Rental car insurance
  • Extended warranty
  • Lost luggage reimbursement
  • No foreign transaction fees

United Business Card: Great for United Airlines Flyers

This is a great new card, with a 100,000 mile bonus after $10000 in spend after 3 months. While $10,000 is higher than your typical bonus, you should keep in mind this card is for small business owners. You can find great value from this card due to the airline’s Star Alliance partnerships, which has redemption for things like Lufthansa first class.

  • Earn 2x miles on United purchases, gas stations, restaurants, and more
  • Your first checked bag free for you and one companion on the same reservation
  • 2 United Club one-time passes after you open the account
  • $100 annual United travel credit after 7 flight purchases over $100
  • 25% back on inflight purchases
  • 5,000 anniversary bonus miles each year
  • Employee cards at no extra cost
  • No foreign transaction fees

 

 

 

 

 

 

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