Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Can a Debt Collector Leave a Voicemail?


Getting a call from a debt collector is never fun. And when they leave a voicemail, it can feel even more invasive. So can they actually do that? Or are they breaking the rules? Let’s take a look at what debt collectors are legally allowed to say in voicemails.

The Short Answer

Yes, debt collectors can leave voicemails requesting you to call them back. However, they must follow certain rules about what they can and can’t say in the message.

What They Can Say in a Voicemail

According to the Fair Debt Collection Practices Act (FDCPA), debt collectors are allowed to:

  • State their name
  • Say they are attempting to collect a debt
  • Identify the debt collection company they work for
  • Provide a phone number and request you call back

For example, a compliant voicemail message could say:

“Hi this is John Smith calling from ABC Debt Collectors. I’m calling to discuss a personal business matter, so please call me back at 123-456-7890.”

What They Cannot Say in a Voicemail

Debt collectors are not allowed to:

  • Reveal the specific debt amount owed
  • Say you owe money (they can only say they are calling to “discuss” an account)
  • Threaten any kind of legal action
  • Use abusive language
  • Talk to third parties (like your family or employer) about the debt

So a voicemail saying “This is ABC Debt Collectors calling about your unpaid $5,000 credit card balance” would be illegal.

What If They Break the Rules?

If a debt collector leaves a voicemail that violates the FDCPA, here’s what you can do:

  1. Save the voicemail message as evidence
  2. Send a cease and desist letter demanding they stop contacting you
  3. File a complaint with the CFPB or FTC
  4. Consult a consumer rights lawyer about suing for damages

Under the FDCPA, you can recover up to $1,000 in statutory damages for voicemail violations. And if the collector is found to have violated the law “knowingly and willfully,” you may recover up to $1,000 in additional damages.

How To Handle Voicemails from Debt Collectors

If you get a voicemail from a collector, here are some tips:

  • Don’t panic – take a deep breath and stay calm.
  • Save the voicemail in case you need evidence later.
  • Review the message – does it follow the rules?
  • Decide if you want to call them back.
  • You could also send a cease and desist letter instead.
  • If the voicemail seems illegal, speak to a consumer lawyer about your rights.

While debt collector voicemails can be annoying, knowing the rules helps you determine if they’ve crossed a line. And if they do break the law, you have options like filing complaints or even suing.

The bottom line? Debt collectors can leave voicemails, but their messages must follow the letter of the law. Know your rights and don’t hesitate to take action against any shady or illegal practices.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
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$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

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