Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Dallas Business Debt Relief and Debt Settlement Lawyers


Need Help with Business Debt in Dallas? Here’s What to Know About Debt Relief & Settlement

Running a business is tough. There’s so much to juggle – employees, customers, suppliers, regulations, and of course, finances. When cashflow starts running dry, it’s easy for businesses to rack up debt. Before you know it, you’ve got creditors calling nonstop and threatening lawsuits. What do you do?

If this sounds familiar, you’re not alone. Plenty of Dallas business owners have found themselves in debt they can’t repay. The good news is, you’ve got options. Debt relief and settlement can help you resolve business debt and get back on stable ground.

How Debt Relief & Settlement Help Dallas Businesses

These strategies help you:

  • Lower debt balances
  • Consolidate multiple debts into one monthly payment
  • Stop creditor harassment and lawsuits
  • Avoid bankruptcy and resolve debt out of court

Keep reading to learn more about business debt relief and settlement and whether they could help your Dallas company.

What is Business Debt Relief?

Debt relief refers to strategies that reduce, restructure, or consolidate your business debt to make it more manageable. Options include:

Debt Consolidation

This rolls multiple debts into one new loan with lower monthly payments. You can also convert short-term debt into a long-term loan to lower payments.

Debt Restructuring

Also called debt rescheduling, this lets you renegotiate repayment terms with creditors. You may get lower interest rates, reduced monthly payments, or extended repayment timeline.

Debt Management Plans (DMPs)

A DMP works with your creditors to lower interest rates and create one monthly payment you can afford. Nonprofit credit counseling agencies often arrange DMPs.

The right business debt relief option depends on your specific situation. An experienced Dallas debt relief lawyer can help you review the pros and cons of each.

What is Debt Settlement?

Debt settlement, also called debt arbitration, lets you settle debt for less than you owe. Here’s how it works:

  1. Stop making payments to creditors
  2. Allow debt to become delinquent
  3. Debt settlement company negotiates with creditors for reduced payoff amount (often 50% off or more)
  4. You pay lump sum settlement amount
  5. Creditor considers debt resolved

Because you stop paying while negotiating settlements, this risks creditor lawsuits. However, a good debt settlement lawyer can help shield your business assets.

Key Benefits of Business Debt Relief & Settlement

Relief and settlement offer many advantages over bankruptcy:

  • Avoid the stigma and harm to business reputation caused by bankruptcy
  • Prevent liquidation of business assets to repay debts
  • Owners/partners stay in control instead of court-appointed trustee
  • Resolve debt out of court, privately
  • Debt discharged at end; no need to repay
  • Lower credit score impact than bankruptcy

For Dallas business owners struggling with unmanageable debt, relief and settlement are game-changing strategies.

Common Defenses Against Creditor Lawsuits

If creditors sue your business over unpaid debt, certain defenses can help dismiss or settle cases favorably. Common defenses include:

Statute of Limitations

Debt that is too old becomes time-barred. In Texas, statutes of limitations on debt range from 2-4 years. If creditors waited too long to sue, the court can dismiss the case.

Improper Service

If you weren’t properly served the lawsuit documents, the case can get thrown out. Defendants must receive proper notice.

Lack of Validation

The law requires creditors to validate and verify debts they try to collect. If they can’t provide proof you owe the amount claimed, the court may dismiss the case.

Unenforceable Contract Terms

If a creditor’s contract includes illegal or unfair terms, that can invalidate the debt. This depends on the specific contract language.

An attorney can review your situation and raise the best defenses to fight creditor lawsuits. Don’t let unlawful collection efforts go unchallenged.

How Dallas Debt Relief Lawyers Can Help

Trying DIY debt relief rarely goes smoothly. Creditors resist cooperating and often slam business owners with lawsuits. You need an experienced debt relief attorney on your side.

Attorneys from companies like Delancey Street specialize in business debt issues. They help by:

  • Negotiating with creditors for optimal settlements or restructured repayment plans
  • Crafting affordable debt management plans
  • Defending against creditor harassment and collection lawsuits
  • Advising on debt relief options to find the best fit
  • Protecting your business assets from liquidation

Rather than tackle business debt alone, leverage the expertise of a debt relief lawyer. They level the playing field against creditors and help Dallas business owners regain financial control.

If debt is dragging down your Dallas company, don’t wait to seek help. Business debt relief and settlement offer real solutions. Partner with a trusted attorney to resolve debt and get your finances back on track.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
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