Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Dallas Personal Debt Relief and Personal Debt Settlement


Getting Out of Debt in Dallas: Personal Debt Relief and Settlement Options

Debt can feel like a heavy burden. When you’re struggling under the weight of credit card bills, medical bills, or other debts, it can be hard to see a way out. But there are solutions. Understanding your options for debt relief and settlement in Dallas can be the first step to getting your finances back on track.

At companies like Delancey Street, we know how stressful and overwhelming debt can be. We want to help you find the debt relief option that best fits your situation in Dallas. Whether it’s debt management, debt consolidation, or even bankruptcy, we’re here to walk you through it.

Debt Management Plans

A debt management plan, or DMP, can help you consolidate multiple debts into one monthly payment. Here’s how it works:

  • You work with a credit counseling agency like Delancey Street. They negotiate with your creditors to reduce interest rates and get late fees waived.
  • You make one monthly payment to the agency. They distribute payments to your creditors.
  • Over time, you pay off the full amount owed. But usually at a lower interest rate and with lower monthly payments.

The benefits of a DMP include avoiding late fees, lowering interest rates, and consolidating debts into one payment. This can make managing bills easier each month. However, it may take 3-5 years to pay off debt this way.

Debt Consolidation

Debt consolidation involves taking out a new loan to pay off multiple debts. This can be done in two main ways:

  1. Credit card balance transfer – Transfer high-interest balances to a new credit card with a lower promotional interest rate.
  2. Debt consolidation loan – Take out a personal loan to pay off credit card and other debts.

Consolidating debt can lower monthly payments by reducing interest rates. But you need good enough credit to qualify. And you have to be careful not to run balances back up on old accounts. Debt consolidation works best when you commit to not taking on new debt until old debts are paid off.

Settling Debts

Debt settlement, also called debt negotiation, can help you pay off debt for less than you owe. Here’s how debt settlement works:

  • You stop making payments to creditors and instead save money in a secure account.
  • After you have enough saved, a settlement company like Delancey Street negotiates with creditors.
  • Creditors agree to accept a lump sum payment that is less than the full amount owed.

Settling debts can resolve balances for 30-50% less than you owe. But it will damage your credit score. And creditors may take legal action if you stop paying. Debt settlement works best for people who are behind on payments or have debts in collections.


Declaring bankruptcy legally eliminates many types of debt. But it also negatively impacts your credit for 7-10 years. There are two main types of personal bankruptcy:

  • Chapter 7 – Liquidates assets to pay back creditors. Remaining debts are discharged.
  • Chapter 13 – Establishes 3-5 year repayment plan to pay back creditors.

Bankruptcy can wipe out credit card, medical, and other unsecured debts. But you may have to give up property and assets. Filing bankruptcy also makes it very difficult to get new credit or loans for years. It’s a last resort when you have no way to repay debts.

Finding the Right Debt Relief Option

The debt relief process can seem overwhelming. But you don’t have to figure it out alone. Reputable credit counseling agencies can help you understand all your options. They provide advice based on your unique financial situation.

At Delancey Street, our certified credit counselors offer free consultations. We help create a customized debt relief plan to fit your needs. Whether it’s setting up a DMP, negotiating with creditors, or filing bankruptcy, we’re here to guide you each step of the way. Our non-profit agency has 50+ years experience helping people regain financial freedom.

You can feel empowered taking control of your debt. With the right help, you can reduce stress and see the light at the end of the tunnel. Don’t wait – reach out today to start resolving your debt situation. Relief and a brighter financial future are possible.

We’re here to help with compassion and confidentiality. Contact Delancey Street or a reputable credit counseling agency to discuss your debt relief and settlement options. You deserve to find solutions and achieve financial peace of mind.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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Delancey Street understands funding like no one else!
Steven Norris
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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