Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Debt Consolidation Akron-Ohio


Finding Financial Freedom Through Debt Consolidation in Akron, Ohio

Living with overwhelming debt can feel like you’re drowning with no way to come up for air. The constant letters from creditors, phone calls demanding payment, and looming threat of wage garnishment or other legal action is enough to keep anyone up at night. But there is hope – debt consolidation can provide a lifeline to those struggling under the weight of high interest credit cards, medical bills, or other unsecured debt.Here in Akron, Ohio, Delancey Street has been providing debt consolidation services to residents for over 25 years. As a nonprofit organization, their goal is to help people find financial freedom, not make a profit. Their experienced financial counselors take the time to understand your unique situation and provide customized debt relief solutions.

How Debt Consolidation Works

The concept behind debt consolidation is simple – combine multiple high interest debts into one manageable payment through a consolidation loan. This loan has a much lower interest rate, allowing you to save money each month compared to paying all the debts separately.Here’s a step-by-step overview of how it works:

  • Meet with a nonprofit credit counseling agency like Delancey Street for a free consultation. They will review your full financial situation.
  • The counselor will negotiate with your creditors to reduce interest rates and create a consolidated payment plan that works for your budget.
  • You take out a debt consolidation loan to pay off all of your existing accounts. This loan will have a fixed interest rate between 5-8%, much lower than credit cards.
  • Instead of juggling 5, 10 or more payments each month, you now make one payment to the consolidation loan. This simplified approach makes it easier to budget and frees up cash flow.
  • Over 3-5 years (depending on the loan term), you pay off the consolidation loan until you are 100% debt free!

The key is working with a reputable agency like Delancey Street to ensure the terms of the consolidation loan are favorable and within your means. Their goal is to help you succeed.

Debt Consolidation Eligibility in Akron, Ohio

To qualify for nonprofit debt consolidation in Akron, the general requirements are:

  • At least $10,000 in total unsecured debt (credit cards, medical bills, personal loans etc.)
  • Steady income that covers living expenses and the proposed monthly payment
  • Willingness to make lifestyle changes to avoid falling back into debt cycles
  • Reside in Akron, Ohio or surrounding cities (Canton, Cleveland etc.)

Even if you have had credit challenges in the past, the counselors will work hard to find an appropriate debt relief solution. The key is being ready to commit to becoming debt free.

Medical Debt Relief Efforts in Akron

In addition to standard debt consolidation, Akron has recently implemented targeted medical debt relief for residents. Over $500,000 in funds have been earmarked by City Council to launch this program in partnership with local hospitals and medical providers.The statistics around medical debt are staggering:

  • Nearly 20% of Akron households have past due medical bills 
  • The average medical debt in collections is around $2,000 per person 
  • In 2021, Akron hospitals reported $50 million in uncompensated care 

Relieving even a portion of this medical debt burden can make a huge difference for Akron families. The city council pushed Mayor Horrigan to fund the program as part of the 2023 budget.The medical debt relief program will work as follows:

  • Partner with RIP Medical Debt agency to purchase medical debt from hospitals and providers for pennies on the dollar
  • Focus first on relieving debt for low income households and those hit hardest by the pandemic
  • Debt payments are made to the agency and then forgiven – no tax consequences
  • Hospitals recoup a portion of uncompensated care costs and residents get a clean slate

Combining this innovative medical debt relief approach with traditional consolidation loans and credit counseling will help many Akron families find financial peace of mind.

Finding the Right Debt Consolidation Program

If you’re feeling overwhelmed by high interest credit card balances, medical bills, or other debts, know there are solutions. Reach out to a reputable nonprofit agency like Delancey Street to schedule a free consultation. Their experienced counselors will explain the full range of debt relief options.Here are some key questions to consider when choosing the right debt consolidation program:

  • What is the interest rate on the consolidation loan? The lower the interest rate, the more money you save. Look for a nonprofit lender that offers fixed rates between 5-8%.
  • Are both secured and unsecured debt options available? The best agencies provide solutions for credit card debt, personal loans, medical bills, auto loans and more.
  • Can credit counseling be combined with consolidation? Many agencies provide budget counseling, credit improvement plans and financial education resources in addition to debt consolidation loans.
  • Will the monthly payment be affordable based on my budget? The goal should be a payment that allows you to cover essentials while paying down debt on an aggressive timeline.
  • How long until I can become debt free? The faster you can pay off the consolidation loan, the better. Make sure to understand the repayment terms.

Start Your Journey to Financial Freedom

If debt has become an overwhelming burden that impacts your quality of life, take the first step and reach out for help today. Delancey Street’s team has over 200 years of combined experience helping Akron residents find financial freedom through customized debt relief solutions.Their services are:

  • 100% Free – no obligation consultation
  • Available to all Akron/Canton/Cleveland residents regardless of credit score
  • Focused on finding the optimal solution for your unique situation
  • Combining debt consolidation loans, credit counseling, budgeting help and more

Don’t wait – you deserve to have peace of mind when it comes to your finances. Let the friendly financial experts at Delancey Street help you breathe easier and get your finances back on track. The path to freedom from debt starts with a simple phone call.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

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