Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

Apply Now

We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Discover Bank Debt Settlement


Dealing with Bank Debt? We Can Help

Hey there! If you’re struggling with credit card or other bank debt, you’re not alone. Lots of folks get in over their heads with high interest rates and minimum payments. But there are options to get your finances back on track. As a financial services company, we help people figure out debt settlement plans that work for their situation.

What is Debt Settlement?

Debt settlement is when you work out an agreement with your bank to pay off your debt for less than the full amount owed. The bank agrees to accept a lump sum payment that is less than the total debt, and they consider the account settled. This can save you thousands of dollars compared to paying off the full amount over time.Banks are often open to debt settlement because they’d rather get a large payment upfront than risk you defaulting and paying nothing. It’s a win-win – they get money from you, and you save money and clear the debt.

How Does the Process Work?

If you think debt settlement could help you, here’s an overview of how it works:

  • You stop making payments on the accounts you want to settle. This allows you to save up funds to make the lump sum settlement payment(s).
  • The accounts go delinquent and then may go into default. This will likely hurt your credit score temporarily.
  • A debt settlement company like us negotiates with the bank. We have experience getting optimal deals for our clients.
  • If a deal is reached, you make the agreed upon lump sum payment to settle the account.
  • The bank considers the debt resolved and reports it as “settled” on your credit report. This looks better than “defaulted.”
  • Your credit score will start to improve with the settled accounts no longer delinquent.

It typically takes several months to save up to make settlement offers. But it can be worth it to resolve debt for pennies on the dollar!

What Debts Can Be Settled?

Many types of unsecured debt can potentially be settled, including:

  • Credit cards – This is one of the most common types of debt settled. Banks may accept 50% or less on credit card balances.
  • Medical bills – For uninsured or underinsured medical expenses, providers may settle for a fraction of the original bill.
  • Personal loans – Banks may accept a lump sum payment to settle the loan for less than the remaining balance.
  • Collections accounts – Collectors buy old debt for cheap, so they have more incentive to settle.

Even debts like payday loans or auto repossession deficiencies might be settled for less. It depends on each creditor. Federal student loans generally can’t be settled without proof of undue hardship.<h3>Benefits of Debt Settlement</h3> Settling debt can make sense for many people struggling with high balances and interest rates. Potential benefits include:

  • Paying a fraction of what you owe – Settlements often save 50% or more off the original debt.
  • Becoming debt free faster – Settling can help you resolve debt in months rather than years.
  • Avoiding bankruptcy – Settlements allow you to pay back debt without pursuing bankruptcy.
  • Ending creditor harassment – Once debt is settled, collectors must stop contacting you.
  • Improving your credit – Settled accounts will help your score more than defaulted accounts.

For people with mounting interest charges and no end in sight, settlement can provide a light at the end of the tunnel.

Risks and Considerations

Debt settlement is not without risks, however. Here are some key things to consider:

  • Your credit score will drop when accounts become delinquent. It usually rebounds after debts are settled.
  • You could be sued for unpaid debt during the settlement process. We help defend you from lawsuits.
  • Any savings from settlements may be considered taxable income. We provide guidance on tax implications.
  • There are scams out there. Only work with reputable, experienced companies like us.
  • Results take time. It can take 6-12 months to save up and negotiate settlements.
  • Creditors could refuse to settle, though this is rare with experienced negotiators.

Overall, the process works best for those who are truly unable to pay off their debts due to job loss, medical bills, etc. It’s not a quick fix or “get out of debt free” solution. But with commitment, debt settlement provides a path to resolve debt you can’t afford.

Our Debt Settlement Service

If debt settlement sounds like a viable option for your situation, we’re here to help! Our team has negotiated thousands of successful settlements for clients just like you. Here’s what we provide:

  • Free consultation – We offer a free call to review your debt and see if settlement could work. No obligations.
  • Experienced negotiators – Our knowledgeable staff work relentlessly to get optimal settlements from your creditors.
  • Debt management services – We help you consolidate debts, create a budget, and manage payments.
  • Ongoing support – We’re with you each step of the process and address any issues that arise.
  • Legal protection – If you’re sued over a debt, we defend you and negotiate with creditors’ attorneys.
  • Tax guidance – We help you understand any tax implications from settled debt.

Our mission is to empower you to resolve debt and achieve financial freedom. If a debt-free life sounds appealing, contact us today to discuss your specific situation. Take control of your debt – relief is possible!

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
Get Out of Debt
Credit Card Debt Relief
Marital Debt Relief

Managing Marital Debt: Strategies for Financial Freedom Marriage can be…

Private Student Loan Debt Relief

Managing Private Student Loan Debt: Options for Relief Private student…

Veteran Debt Relief

Helping Veterans Find Financial Freedom Being a veteran comes with…

Delancey Street understands funding like no one else!
Steven Norris
Get Funding Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Apply Now