Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Las Vegas Personal Debt Relief and Personal Debt Settlement


Finding Personal Debt Relief in Las Vegas

Living in an exciting city like Las Vegas can make it easy to overspend. With so many shows, restaurants, clubs, and casinos just a short drive away, you may find your credit card balances creeping up over time. But when debt starts feeling overwhelming, know that you have options for finding relief. Our financial consulting firm is here to help Las Vegas residents reduce, consolidate, and take control of problem debt through services like debt settlement.

The Debt Trap: How Las Vegas Residents End Up Overwhelmed

Las Vegas is a city built on entertainment. From the neon-lit Strip to locals casinos like Red Rock and Green Valley Ranch, there are endless opportunities to have fun. But all that fun costs money. Without careful budgeting, it’s easy for Las Vegas residents to overspend on:

  • Gambling at casinos
  • Shows and concerts
  • Fancy restaurants
  • Nightclubs and pool parties
  • Shopping at malls and outlets

At first, putting these expenses on credit cards doesn’t seem like a big deal. But interest, late fees, and minimum payments quickly add up. Before you know it, your balances are out of control.Other factors can also contribute to overwhelming debt in Las Vegas:

  • Job loss or income reduction
  • Medical expenses
  • High cost of living
  • Predatory lending practices

Whatever the cause, spiraling debt takes a toll on your finances and peace of mind. If you’re struggling to keep up with minimum payments or seeing your balances go up instead of down each month, it may be time to consider debt relief.

Debt Settlement: An Alternative to Bankruptcy in Las Vegas

Filing for bankruptcy is one way to deal with unmanageable debt in Las Vegas. But it’s not the only option. Debt settlement provides an alternative that can help you avoid bankruptcy and become debt-free in 2-4 years.With debt settlement, our consultants negotiate directly with your creditors to reduce your balances. Most major credit card companies will agree to settle for 50-60% less than what you originally owed. This can save you thousands of dollars and make debts affordable.Here’s a step-by-step look at how our debt settlement process works:

  1. Free consultation: Meet with our debt experts for a free evaluation of your unique situation. We’ll review your debts, income, expenses and credit history.
  2. Specialized savings account: If debt settlement seems like a good fit, you’ll open a dedicated account that you’ll make monthly contributions to. This provides the funds to pay down settlements.
  3. Stop payments: We’ll advise you to temporarily stop making payments to creditors. This helps speed up settlement negotiations. However, be aware this can negatively impact your credit score.
  4. Negotiation: Once your account has sufficient savings, our consultants start negotiating with your creditors. Most accept lump-sum settlements for a fraction of what’s owed.
  5. Settlement payments: As debts are settled, funds are disbursed from your account to pay the reduced balances. Each settlement brings you closer to becoming debt-free!

It typically takes 24-48 months to settle all debts through this process. The major benefit is settling balances for much less than you owe. However, it does come with credit score impacts while not making payments. Overall, debt settlement provides an affordable path to debt freedom for many Las Vegas residents facing financial hardship.

Benefits of Debt Settlement in Las Vegas

Compared to other debt relief options like bankruptcy or debt consolidation loans, debt settlement offers several unique benefits:

  • Avoid bankruptcy: Settling debts lets you resolve overwhelming balances while avoiding the long-term damage of bankruptcy. Your credit score will eventually rebound.
  • Pay a fraction of debts: Creditors often agree to settlements of 50% or less of the original amount owed. This results in dramatic savings.
  • Affordable payments: Since you’re settling for less, monthly contributions to your dedicated account are lower than minimum credit card payments.
  • Become debt-free: With all settlements paid off, you can finally become 100% debt-free in as little as 2-4 years.
  • One lower payment: Instead of tracking multiple credit card payments, you make one monthly contribution to your settlement account.
  • Flexibility: If your financial situation changes, your settlement plan can be modified to meet your needs.

For Las Vegans struggling with overwhelming credit card balances or other unsecured debt, debt settlement can provide the most affordable path to becoming debt-free.

Is Debt Settlement Right for You?

Debt settlement can be a financial lifesaver, but it’s not right for everyone. Ask yourself these questions:

  • Do you have at least $10,000 in credit card or other unsecured debt? Debt settlement works best for larger debt amounts.
  • Are you facing financial hardship and unable to pay your minimum payments? Settlements provide relief if you’re experiencing hardship.
  • Do you have some extra income to contribute to a settlement account? You’ll need available funds to save up for settlements.
  • Are you willing to take a credit score hit in the short term? Not making payments will negatively impact your credit.

If you answered yes to these questions, debt settlement may be a smart choice. It provides an affordable path to becoming debt-free for Las Vegas residents struggling with high credit card balances.

Debt Settlement vs. Debt Consolidation

Besides debt settlement, debt consolidation is another option for finding relief from overwhelming balances. How do they compare?Debt Settlement

  • Settles debts for less than you owe
  • Typically takes 2-4 years
  • Stops payments to creditors
  • Hurts credit score short-term
  • Affordable monthly contributions
  • Ends with you 100% debt-free

Debt Consolidation

  • Combines debts into one payment
  • Takes 3-5 years to repay debts
  • Continues making monthly payments
  • Maintains credit score
  • Total repayment amount unchanged
  • Ends with all debts repaid

As you can see, debt consolidation lets you repay your debts in full through a single payment. Debt settlement saves money by settling for less than you owe. Choose the relief option that best matches your financial situation.

Protect Yourself from Debt Settlement Scams

Like any financial industry, debt settlement does have its share of scammers looking to take advantage of vulnerable consumers. Here are some red flags to watch out for:

  • Upfront fees: Avoid any company asking for large upfront fees before settling any debts. Fees should only be collected as debts are settled.
  • Too-good-to-be-true claims: Beware if a company claims they can eliminate all your debt or says they have special relationships with creditors. These are tell-tale signs of a scam.
  • Request to stop payments: Debt settlement does involve stopping payments to creditors. But scammers will emphasize this aspect while downplaying the consequences to your credit score.
  • Lack of accreditation: Legitimate debt settlement companies belong to trade organizations like the American Fair Credit Council that promote best practices.

Protect yourself by doing your research, reading reviews, and understanding the process before choosing a debt settlement provider. Our firm always puts your interests first.

Finding Financial Freedom in Las Vegas

Living in an exciting locale like Las Vegas can sometimes lead to overspending. But debt shouldn’t rob you of enjoying this vibrant city. If unmanageable balances have you feeling trapped, know that debt relief is possible.Debt settlement provides an affordable path to resolve credit card and other unsecured debts for a fraction of what you owe. This allows you to get out from under overwhelming balances and start fresh.Our compassionate debt experts are here to help Las Vegas residents find the right debt relief solution. We offer free consultations to review your situation and match you with the best debt settlement program.Don’t let debt stand in the way of experiencing all that Las Vegas has to offer. Call our office today and take the first step toward financial freedom!

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
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$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

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