Delaware Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Delaware Merchant Cash Advance

Delaware Merchant Cash Advance
A Delaware Merchant Cash Advance might be exactly what you need to help your business grow. One of the most frustrating things about owning a small business is the fact that it takes money to make money. It’s next to impossible to grow your business if you don’t have the capital it takes to purchase office equipment, supplies, and even pay those who work for you. Overhead when owning a business is expensive, and you may find out the hard way how difficult it is to qualify for a small business loan.
Traditional business loan lenders provide small business owners with loans that help them grow, but the requirements are strict. Not only do you need to have a great credit score for your business, but you also need to have a great personal credit score. Your business cannot be too young, and you must be able to spend weeks going through the lending process. With a Delaware merchant cash advance, you can submit an application for money that’s in your bank account in as little as a few days.
What’s A Merchant Cash Advance?
A merchant cash advance is a simple way of securing funding to help you grow your business. The way it works is quite simple, but you should understand what goes into it. A merchant cash advance does not work like a traditional loan. You do not have years to pay back the loan, and you do not figure your repayments based on an interest rate. Your repayment is not broken down into a small monthly payment, either. It’s based on your daily credit card sales.
Merchant cash advance lenders require you repay your loan balance with a portion of your credit and debit card sales every day. This means that every day you process your card sales, the agreed-upon amount is then deducted by the merchant advance lender from your bank account. This makes repayment significantly faster, but it’s also more expensive. Rather than spending years making repayments, you’ll spend approximately nine months making your repayments. The exact timeframe depends on your credit and debit card sales.
Rather than looking for an interest rate that’s affordable, you’re given a factor rate. A factor rate is different from an interest rate, and it typically falls anywhere from 1.14 to 1.48. It’s expensive. It’s equivalent to 15 percent if you compare it to an interest rate. Depending on the kind of information you provide to the lender, you might be required to pay a higher factor rate that’s equivalent to a triple-digit interest rate.
Why Apply For A Merchant Cash Advance?
There’s one specific reason to apply for a merchant cash advance for your business lending. That reason is your lack of ability to qualify for a traditional business loan. Lending requirements are strict, which means you may not qualify if you have a new business, a low credit score, or even a lack of collateral.
In other instances, it’s easy to become frustrated when something happens unexpectedly at your business and you need funding to handle the situation. You may not have weeks to wait on a traditional loan to help you pay for repairs, new equipment, or another emergency situation. If you cannot prove that you’ve had your business up and running for a year or more, your credit is low, or you don’t have a business credit score, you can apply for a merchant cash advance to help you with your funding needs.
If you’re looking to grow your business or handling emergency situations, a merchant cash advance might be the only thing that helps you get through this situation. You can have your cash in hand in as little as a day or two, which means you can get your business up and running and growing in no time. It’s important you find the right lender, and it’s important you understand the repayment terms when you sign up for a loan like this. It’s not for everyone, but it is helpful when you need fast cash and have no other options available to you.

Do you need a small business loan?

Apply now