Elevate Funding

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Elevate Funding

Merchant cash advance, also known as factoring, is a more flexible form of solution to financial challenges in contrast to a loan. Cash borrowed through factoring is later deducted as per the agreed amounts from the income. This is an emerging, trendy, efficient, means of financing one’s business.

The Process
Business owners can seek for the merchant cash advance online whereby the small or medium business owner fills and submits an application form requesting for the merchant cash advance. The form is then reviewed, and feedback is provided within a range of 24 to 48 hours from the time of application.

Persons and entities eligible to merchant cash advance include small and medium business owners who have, for at least six months, been in operation and may be having a rough financial time and haven’t built enough credit history time. Also, those who need fast cash, to finance an upgrade or offer services beyond their financial capacity at the moment but will later earn from the service entities that may be unable to fulfill banks credit requirements due to the nature of their businesses and those in need of cash of which time is of vitality are also eligible.

When to Apply
Merchant cash advance is beneficial when one’s business needs urgent funds which a traditional bank loan application that might take a week plus wouldn’t prove helpful. This is usually the case when one needs advance cash to pump into the business.

This type of funding has numerous benefits that are incredibly convenient for businesses in need of funding. The advantages include:

It is easy to apply. The process is simplified in such a way that one needs only to fill a form that is submitted online to the advancers. The form is reviewed in a record time of less than 48hrs. This efficiency is good for planning, and even faster pumping of funds for brands to begin their execution of the planned expenditure.

It requires no guarantor, security or pledges of any kind. The applicant only needs to submit their profit rates which are then used to calculate the factoring, i.e., the amount of money to be paid back after close of a business day.

Flexibility. There are no fixed rates as to the payment of the cash advance. Instead, on pays, a certain percentage of days’ income which is very workable as there is no pressure to meet an unrealistic goal but rather make a profit to make a payment towards offsetting the cash advance. Furthermore, the payment is automatic, and therefore someone doesn’t have to keep tracking whether the payments have been made or even have to keep writing cheques constantly.

The merchant cash advance doesn’t need to have a specified planned expenditure for the advance to be granted. Therefore, business owners can use the advance as to the business’ current urgent and stinging needs hence promoting ease to the business enhancing operation without any financial glitches.

While on qualification for factoring, the advancers look proactively at the future expected cash rates and give the advance based on them rather than banks that look retrospectively into the past of one’s credit history.

However, business owners should be apprised of the following:
It is prudent to be aware that the merchant cash advance might have its downsides that ought to be in one’s knowledge before committing to seeking the funds. First, the cash advance might end up having high-interest rates reaching up to 30% which may affect the cash flow because the payments are automatically deducted off the cash sales of the business. Therefore, the business owners ought to calculate their earnings and be sure about the sustainability of the merchant cash advance so that the advance does not end up being expensive.

Experts on merchant cash advance discourage a business owner against taking the advance to offset another merchant cash advance.

It should be clearly understood that the deductions are made on a daily basis; thus the business owners should make sure the business stays afloat and will not be killed by the cash sales.

Merchant cash advance is highly advisable to be invested in activities that raise revenue or in a resultant way raise the income of the business.

With all pros and cons measured, it is vividly clear that this way of injecting funds into a business is workable, convenient, business-friendly, realistic through flexibility, easy and definitely a to-go first solution for all cash problems for a company.

It is a method that has been tried and worked magic for the businesses as per the testimonials of business owners who have tried and are in current use of this method of financing and would definitely recommend giving it a try.

Do you need a small business loan?

Apply now