Everest Business Funding

Small business owners can use loans to grow their business. You can use the funds however you wish.

1

Cover Expenses

Pay for any unexpected expenses that arise using our business loans.

2

Invest in your business

Use the business loan to grow your business however you wish.

3

Liquid

Keep the cash on hand for future expenses.

4

Payroll

Use the business loan to pay your employees.

5

Equipment

Buy new equipment to grow your business.

6

Staff

Use the business loan to hire new employees.

We Fund Fast

24-48Hrs

Loans up to

$ 10 Million

Google Rating

5 Stars

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.

Trusted

We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Everest Business Funding

Being a business owner is a lot of work, and you never stop thinking about the future. Will your business grow? How can you ensure you get your business to place you want? Are you making the right decisions? Can you do something to help grow right now? There is rarely a right or wrong answer, but you know that having additional capital can help you grow your business. By having the funds on hand to make purchases, hire new people, and make big decisions, you know you can help your business grow larger and more profitable. The problem is many small businesses simply do not have the funds to grow right away. It can be an endless cycle of feeling stuck. You can grow and make more money, but you have to have money to help you do that. When does this end?

Finding Funds

Finding funds as a small business owner should be easier, but it’s often difficult. You can find investors, but many investors are uninterested in a small business without so much growth potential they cannot make millions of dollars a year. There are small business loans, but many lenders are unwilling to lend money to small businesses that have not been in business very long. You need to have an established business history. You need a good business credit score. You also need a good personal credit score. You need to be able to show a comprehensive and very detailed business plan that outlines how you will use the loan you’re applying for to grow and make more money. If a lender is unable to see your vision the same way you see it, they can tell you they’re not lending you the money.

What happens when you cannot get a small business loan to help you grow? You’re out of luck, right? Wrong. You have other options. There is a way to find money right away, and it’s called a merchant cash advance. You can have the money you need to grow your business in your bank account in as little as two business days from the time you submit your application. It’s an expensive form of borrowing, but it can be exactly the second chance you need.

What is A Merchant Cash Advance?

It’s not a loan. There is no underwriting process, but that’s a good thing. You don’t have to provide nearly as much paperwork, which saves you a significant amount of time when you’re waiting on the funds you need to grow your business. You also get your funds much faster. Most are funded in only a few business days, which means you’re not waiting six weeks or longer to have access to the money you need to pay your business bills.

It’s not a loan, which also means you’re not paying it back over the course of many years. Loans come with a monthly payment in a set amount. This is not a loan that comes along with a set amount. You do not repay once a month a certain dollar amount or more to pay off your loan faster. Merchant cash advance repayments are made every day. The lender takes a portion of all your credit card and debit card sales and uses those to make daily payments via ACH to your bank. This means you’re getting the money you need, but they are getting it back faster.

A merchant cash advance doesn’t take years to pay off, and you can afford the payments each day even when your sales are slow. Your interest rate dictates the dollar amount you pay back each day. That rate is from your sales only. If you have a slow sales day, you have a lower payment day. This is why it might take anywhere from three months to a full year to make your repayments. If you make a lot of sales, you can pay off your cash advance a lot faster.

The one thing you must be careful of, however, is the fact that it rarely pays to pay off this kind of advance earl. You won’t find yourself saving money on interest. You still pay that regardless of the amount of time it takes you to pay off the advance.

If you’re unsure if this is the right way for you to borrow, consider your options. If you don’t have the time to wait to fund a loan, you can get money in your pocket in as little as a few days. If you have a bad credit score, you can get money in your pocket regardless. Your rate will be higher, and you must be able to repay the advance or risk needing to borrow more money to make payments. If you can use this money wisely, it’s a wise decision to use it as an investment.

Do you need a small business loan?

Apply now