Expansion Capital Group Business Loans and Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Expansion Capital Group Business Loans and Merchant Cash Advance

Borrowing money is often thought of as a very standardized process. We imagine a person walking into a bank or other lending institution with a proposal for how much they would like to borrow. We then picture the lender pulling a credit report on this prospective borrower in order to learn more about their credit-worthiness and decide if they will lend to this individual or not. There are often lending decisions that are made in exactly this manner, but there are other options as well.

A merchant cash advance is one type of lending that gets away from the traditional picture of lending and borrowing that we often hold in our mind’s eye. It is a more flexible way to borrow money for business purposes. A lot of business owners appreciate the fact that borrowing money in this manner is a lot faster and less invasive in some respects than is borrowing in the more traditional sense.

You may have asked yourself how this type of loan could possibly work. The answer is that the lender receives a portion of the profits that the borrower generates in his or her business for a period until the loan plus interest is repaid. Those terms are all ironed out ahead of time when the loan documents are originated to begin with. It is critically important to review the terms and conditions of the loan before you agree to sign on to it.

Why might a person agree to take out a merchant cash advance and sacrifice some of their profits to do so? There are a variety of reasons that borrowers have cited in the past for doing so. One of the most common reasons is to meet some emergency short-term experiences that they do not otherwise have the funding to meet. This could be something as simple as payroll. No business wants to end up missing paying their payroll for fear of angry employees, bad public relations, and perhaps even legal action. Fortunately, a short-term merchant cash advance could help take care of that very issue.

Inventory concerns are another issue commonly registered among those who decide to borrow this money. They want to make sure they are always fully stocked on their inventory because it is never clear exactly what customers will want to buy at any time. Having a full inventory whenever you need it will make it easier for you to keep customers happy with you. Again, this may require you to borrow a merchant cash advance to make it happen.

Borrowing a merchant cash advance means that you can get your funds a lot faster than if you were to try to borrow a traditional loan. The lenders of a merchant cash advance do not require nearly as much documentation in order to give you a loan. They only need to look at some of your receipts to see what kind of consistent profits you generate on a regular basis. This will help the lender determine their odds of being repaid in a timely manner.

You have a variety of options when it comes to borrowing the money that you require, but there are only so many options that can get those funds into your account as quickly and painlessly as a merchant cash advance. You don’t have to worry about paying out of pocket today (only when your profits start to roll in), and you can get those quick funds to take care of your emergency. Imagine not having to stress over how you are going to pay for yet another issue that has come up in the company. The relief alone may make this type of loan worth the payment.

In a sense you are taking a chance on yourself when you decide to borrow a merchant cash advance. No one else is going to be repaying the loan except you and whatever profits you can potentially generate from the business you have created. Those who have faith in their companies and who really believe in themselves should take a leap of faith with this kind of lending if they are serious about keeping their business going. There are some naysayers who will try to steer people away from just about any financial product, but you have to decide for yourself what you feel is the right call and go from there.

Do you need a small business loan?

Apply now