Appraisals are required for all loans. Although it’s an expense for the borrower, it protects everyone in the transaction. These are the last steps in the application and underwriting process. In some cases, we may not ask for them if we are comfortable with the specs of the loan. Typically we only ask for an appraisal after the borrower is approved and the deal terms are acceptable. We make no money from the appraisal.
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