Many business owners often turn to a short term line of credit instead of a merchant cash advance, or business loan, in order to get cash flow to handle unexpected expenses. etc. Getting a line of credit from a traditional bank can be time consuming, and difficult. Often, in order to get fast funds – merchants get a merchant cash advance or a line of credit. If you need a line of credit fast, you need an alternative lender like Delancey Street. We specialize in lines of credit and merchant cash advances/short term loans.

We offer short term liens of credit, which essentially means we offer lines of credit in the range of $10,000 to $250,000. They are paid back over a short term than traditional lenders. Short term lines of credit like the ones offered by Delancey Street are repaid over a few months, as opposed to years. Short term lines of credit, like merchant cash advances, are more expensive than products offered by traditional banks. The exact interest rate you get on a Delancey Street line of credit, depends on the qualifications of your business, but are more reasonable than a merchant cash advance.

Lines of credit from Delancey Street are more expensive than longer term options offered by banks. But, lines of credit offered by Delancey Street are more accessible. Traditional bank financing is only a good option for qualified borrowers – those with high credit scores, strong financials, and successful businesses. Delancey Street lines of credits, like the merchant cash advances offered by Delancey Street, are available to less-qualified borrowers. It means you can qualify for a line of credit (similar to a merchant cash advance), with bad credit, weaker revenue, and shorter times in business. In order to compensate for the risk of lending to you, Delancey Street charges higher interest rates.

One of the other reasons shorter term lines of credit are more expensive is due to the speed. Like merchant cash advances, shorter term lines of credits are funded FAST. Lenders who offer a merchant cash advance / line of credit work super fast. For example, Delancey Street offers a short term line of credit with a completely online process. On top of that, Delancey Street doesn’t require much paperwork to apply for either a merchant cash advance or line of credit. We use a lot of technology and algorithms to determine what you would qualify for (in terms of a business cash advance / line of credit) with bare minimum amount of information.


Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
10 Essential Mobile Apps for Small Businesses on the Go

Today, businesses do not require a brick and mortar location…

10 Indicators Time to Expand Your Business

As an entrepreneur, you are always looking for the next…

21 Overlooked Small Business Tax Deductions You Need To Know

Small businesses owners are often oblivious on how much money…

WHAT ARE Asset-Based Loans?

What is an asset based loan? An asset-based business line…

101 Things you need to know before you apply for an SBA loan

101 Things you need to know before you apply for…

Delancey Street understands funding like no one else!
Steven Norris
Get Funding Today

Ready To Get Started?

If you have questions, feel free to shoot us an email, or fill out our live chat.

Apply Now