Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

Tennessee Fix and Flip Loans

Tennessee fix and flip loans- What you need to know about these financing tools
Watching most of the popular property shows on TV might give you the impression that buying, fixing, and selling property to make money is easy- all you need to do is to purchase a house, renovate, and then sell it at a profit. In real life, though, it isn’t simple.

In the last decade, the housing market was hit worst by the economic recession, and many investors lost their money. In recent years, there’s been steady growth, and the market seems to stabilize. The recent growth has come along with many developments, including the fix and flip concept. Investors are reaping huge profits by purchasing houses, renovating and then selling them at a profit.

In 2017, the fix and flip business were booming where investors renovated more than 200,000 homes. Majority of the investors were smiling all the way to the bank having pocketed an average of $68,143 per property. Although fix and flip business have promising returns, the business is not for everyone. For most of the starters, it’s very challenging to venture into this business. Here’s why.

It’s costly to finance fix and flip project

Unless you are extremely wealthy, you will find it hard to venture into house flipping. The biggest challenge for most people is the lack of enough capital. You will need money to purchase the house, pay for the renovations, pay all the holding fees, and even money to market the property. Fortunately, nowadays investors have multiple options of raising money for their house flipping projects. Fix and flip loan is the most popular among the available options.

What are fix and flip loans?

Initially, investors relied on conventional mortgages and traditional bank loans to raise funds for purchasing a property. These loans are usually long-term and hard to access. A bank will require a lot of paperwork before they can approve your loan application. Most of the people can’t access these loans because they lack a perfect credit score or collateral required by banks.

Fix and flip loan is a relatively new financing tool that enables short-term real estate investors to raise funds for their fix and flip projects. These loans are often accessed outside the traditional financing system. In most cases, a private investor or business issues the fix and flip loans as hard money.

Facts about the fix and flip loans

The typical length of a fix and the flip loan is usually between six and twelve months. The interest rate of these loans depends on the lender, and they range between 12-21 percent. It is possible that you can get a lower interest rate on your loan especially if you have done other flipping projects. The loan amount for most of the flipping projects is usually between 60 and 75 percent of the property’s value. The best thing about the fix and flip loans is that you require little or no documentation.

Why you should consider fix and flip loans

As highlighted earlier fix and flip projects usually run for a short time. Mostly, when you find a suitable property, you want to purchase it and start renovations almost immediately. Applying for funding from the banks isn’t an option because they take their sweet time to approve applications. Finding a lender who can lend you the money in less than a week can be a great advantage to you. This is where to fix and flip loans come in. Most of the fix and flip lender will approve your loan within a short time.

Also, most of the fix and flip lenders don’t look at your credit score, your debt-to-income ratio, or even your income. These lenders are looking out for the current value and the expected resale value of the property. The difference between the resale price and the current value determines the strength of the deal.

What to consider when applying for a fix and flip loan

Before you decide whether or not to apply for a fix and flip loan, you need to ask yourself a few questions.
1. What is the minimum amount you can pay for the property?
2. How much will the renovations cost?
3. How much will you pay interest and holding fees before finding a suitable buyer?
4. How much are you likely to sell the house for. Will it yield a profit?

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

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