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Alabama Fix and Flip Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would.

Kevin Johns


Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Alabama Fix and Flip Loans

You’re ready to jump on the fix and flip bandwagon in Alabama. You know other people who have experienced great results. It’s all about snapping up property at a song, giving it a makeover, and selling it for a nice profit. It sounds simple, but everything has to fall into place. Most importantly, you need the money to get started in the first place. Most people don’t have that kind of money lying around. Don’t let that be a roadblock. Financing opportunities are ripe for the taking.

Choosing Your Property
Before you can look into lending opportunities, you need to find the right piece of property. When you choose a home in need of repairs, you can bring down your initial costs. You may be able to get a real bargain. A good example is the buyer who found a handyman project for $25,000, invested another $50,000, and sold it for $125,000. Breaking even is not your goal. You definitely don’t want to lose money. Put thought into your final choice. You may get a house at a really low price, but the repair work could be astronomical. Make sure you take on work that is manageable for you. You need property that is going to sell once you fix it up. If it’s in a really rough part of the neighborhood, it’s going to be a tough sell. You need a house that is going to be attractive to buyers. Think Goldilocks. You don’t want something too big or too small. It has to be just right.

Prepare Yourself
Organization is key. If you are going to ask people for money, you need to prove you have a plan. Sit down and list all your costs. Include:

  • The purchase price and closing costs for the property
  • Taxes, including school and property tax
  • Any utilities that will be necessary, such as water and power
  • Your repair costs
  • How you will get your materials
  • Who will perform your repairs
  • A timeline
  • A reasonable sale price when the work is done

When you are ready to sell your fix and flip project in Alabama, you need to be aware of the going prices for comparable properties on the market. Shoot too high and you could be waiting for a long time before a flip happens. Aim too low and you won’t have a profit. You could be in trouble when it’s time to pay back your lender.

Where’s the Money?
You may be an extremely independent person who wants to prove you can fix and flip a home on your own. You could be afraid of involving anyone else when it comes to taking a risk. If you want to put yourself out there for a fix and flip project in Alabama, you may have more resources than you realize. Your 401(k) could give you access to enough funds for your project. If you own your home, think home equity. Your business may give you access to a line of credit. Personal loans are possible well. You could have access to a range of $1000 to $50,000. However, your interest rate is likely to be high. That could motivate you to light a fire under your project and make it happen.

Look at Unique Funding Opportunities
Private lenders are out there who embrace entrepreneurs. Keep an open mind as you search for a good fit for your fix and flip vision. You might go with venture capital. Creative financing could help you to lay out hardly anything at the get-go. Hard money is offered against the value of the property you are about to buy or the home you own. Before you sign on the dotted line, make sure you understand the terms of your loan. It’s wise to have a lawyer look at your paperwork to make sure everything is on the up and up.

It’s Who You Know
Your close family members, your network of friends, and people you work with every day may be interested in joining you on a Alabama fix and flip project. If you have decided going solo won’t work for you, teamwork could be the answer. One successful flip could be just the beginning.

Hard Money Loans

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