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Arkansas Fix and Flip Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would.

Kevin Johns


Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Arkansas Fix and Flip Loans

The best way to invest in real estate, or in anything for that matter, is using “OPM”. In other words, use other people’s money! There are many ways to invest in real estate without spending a dime of your own money.

One of the most popular strategies to make money in real estate is by flipping houses. It’s a very legitimate way of making a ton of money in a short amount of time.

You can buy a fixer upper, renovate it and have it back on the market within a month or two. Some individuals are doing 2-3 fix and flip projects in one year on the side while working their full time job. It’s a great little side hustle to get into.

Arkansas has a great environment to run these types of fix and flip projects. There are a ton of ugly houses that need a ton of work in great neighborhoods that are appreciating in value. Those are the deals you want to look for. And again, you don’t need to use any of your own money!

So how does this work when banks and most lenders require at least 20% as a down payment. Some require considerably more.

That means if you’re looking at a $100,000 house, the bank will require at least $20,000 as a down payment.

So in this case, you’ll need at least $20,000. But that’s not all! You need to pay for the renovations that could costs twice or three times that. On top of all that, you need to pay insurance, maintenance, utilities, HOA, real estate agent commissions and other little ongoing expenses.

The best way to do this is by using other people’s money. Here are a few common funding options to get fix and flip loans.

Personal Loan
If you have good credit and don’t need a ton of cash, you can just take out a personal loan or line of credit from your local bank. If you’ll looking at a $40,000 property and need to put in only $5,000, that means you only need like $15,000. That’s not an unusual amount for a personal loan.

Friends and Family
You could also tap your personal network. Asian communities do this a lot. They pool their money together to help each start business. It’s a great way to finance a business and brings the community closer together.

So think about your own network of friends and family and see if they’ll each chip in a few grand to get your dream of fixing and flipping houses off the ground.

If you do get loans from people you know, make sure you put everything in writing. Just because they are your friends or family doesn’t mean there won’t be miscommunication or different expectations. Make sure it’s all on paper so there is no ambiguity. That way, you all can make a ton of money and not jeopardize your relationships.

Alternative Financing
There are other lending institutions out there that will do fix and flip loans. The mission of the business is to give loans for things like down payments, renovations and real estate expenses.

These lenders are used to working with other real estate investors so they can walk you through applying.

There are huge upsides to having to apply for a fix and flip loan like this is it forces you to think through your business plan. It requires you to do all of the research and due diligence on your investment upfront.

It also requires you to think through the renovation process, how long it will take and how much you can potentially sell the house for when you’re ready to flip it.

Home Equity Line of Credit
Another popular form of funding is getting a home equity line of credit. That means you’re taking the equity from your house and getting a loan backed by it. The huge risk here is that if the project goes south, you may lose your home, so be careful with this option.

The great thing about this option, however, is that you can take as little or as much cash out up to your limit as you need. Plus, you can use the cash on anything. There is no pre-designated amount you have to spend on anything and there are no restrictions on how you spend the cash.

Flipping houses is a great business for those willing to put in the work. And with these financing options, you can use other people’s money and do it with very little risk.

Hard Money Loans

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