Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

California Fix and Flip Loans

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California is one of the nation’s largest states. Spanning from the reaches of the Klamath National Forest along the Oregon border to the Mexican border, California has long been a desirable destination. Today, many people have and continue to make their way to the state. They admire the glamour of Hollywood, the beauty of the Inland Empire and the incredible beach that touches the Pacific Ocean. In recent years, this part of the country has seen vast growth in population. As a result, the price of housing has gone up. Given vibrant cities such as Los Angeles and the wonder of places that drive the rest of the nation’s economy such as Silicon Valley, housing prices are likely to continue to rise. Those who can provide housing for happy clients are likely to enjoy profits. This is one part of the country where flipping a house, apartment or other form of housing can pay off with incredible profits.

Tantalizing Possibilities

Those who have grown up here or moved here from another part of the country quickly learn the housing markets and how they work. In the process, they can realize what is possible when seeing a plain space and re-imagining it. The flipper will often discover that a properly thought out plan can yield a happy crop of anxious bidders happy to pay full listing price and bring it up even further. While it is possible to earn a great deal of money this way, it all begins with the use of capital. Proper capital, when invested in this kind of housing market, can grow and often beat any other form of investment. At the same time, it can be very hard to get access to such capital. A person may know exactly how to transform any property but if they can’t buy it, they can’t realize that vision and make it come true.

Potential flippers who wish to enter the booming California housing markets can use many different types of funding. Knowing what kinds of funding are available is ideal. As the flipper continues to work on varied projects, they’ll only see their fund of knowledge and working capital grow in tandem. In order to get to that place, the flipper may want to tap into many different kinds of funding at the same time. Each flipper should have a plan that includes information about the property. This means the address, the neighborhood, financial plans and backup plans for each property. It also means having access to an appraiser who can offer an estimate of current equity in the home and what might be possible if the investor choose to make a few minor changes to it.

Plans for Renovation

Once these are in place, the flipper in search of California fix and flip loans will find many different options that can assist in helping financing their plans. Many California residents are well aware of housing prices right now and the kind of rising equity that is likely to impact their personal bottom line. They may be eager to expand into the housing markets with others to use to invest in local markets and buy houses with them. Local groups can help spot investment opportunities and find possible partnerships that can serve as as source of funding for the flipper. In those cases, close contact and keeping everything in writing can help clarify everything and make sure all involved are on the same page for the renovation.

The flipper may have additional sources of funding. If they’ve owned a house for a long time, they will often discover that their own house has increased in value. This can help them finance the flip they have in mind. People who have accumulated capital in other ways can also also use such funds. Investing in a flip in California may pay off better than investing retirement funds in a 401K account. The flipper can take some of the money out of their retirement account and use it as working capital. Other sources of funding a fix and flip plan include self funding and a business loan. Proper, careful investigation of possible funding sources can really pay off.

You’ve been hearing good things about fix and flip projects in California. Your brother just flipped a project house with a good return. It went well for one of your co-workers as well. You’re thinking about giving it a go yourself. There is only one thing that is holding you back. It’s the issue of money. You already have a mortgage. You don’t have enough money to buy a property. Even though the whole idea is to make a fast turnaround so you have cash in hand, that is easier said than done. You don’t know where you begin. Before you give up, take a look at the resources that are available for you for California fix and flip loans.

You Could Have Access to More than You Know
Take a good look at potential loans that could help you. You could begin with your own resources, such as your 401(k) plan. It is common for individuals to borrow against their retirement plans. You could also look into a personal loan. Personal loans are typically small, running between $5000 and $10,000. However, it is possible to go up to $50,000 in some cases. You can also consider a home equity loan that uses the value of your home to provide you with additional resources. If you are a business owner, inquire about a line of credit. This could give you the financial means to make your fix and flip project happen in California.

What if You Can’t Get the Money Based on Your Own Resources?
If you can’t get a loan based on your own assets, keep digging for lending opportunities. A hard money loan could be the answer for you. You’ll be given cash that is based on the value of your property. It could be based on the potential value of your fix and flip project in California or other assets that you own. Venture capital and creative financing are other avenues for funding that can help you to make your fix and flip dreams come true. Resources are available to help individuals like you to fund their projects. There are many private lenders who are supportive of entrepreneurs. If they see the potential for profit, they are likely to support your efforts.

Don’t Forget Those Who are Close to You
In addition to lenders, you can look to financial resources that are much closer to home. Your family members may be able to help you with your California fix and flip project. Your good friends may be a great source of funding as well, especially if you involve them in your project. If you can share your profits with your friends or family, they are more likely to be supportive. This could be an excellent opportunity for you to begin a partnership with someone you know. California fix and flip projects have the potential to help you and others to have greater financial stability.

How Can You Make Your Project Look Like a Winner?
Before you approach anyone about getting money for your project, you have to take care of the groundwork. You need to find ideal pieces of property for your fix and flip project. You shouldn’t only pick the cheapest property around. Look at the big picture and how much it will cost to fix it up for the sale. Consider the location of a potential project as well. You want to choose something that will be desirable to buyers. The better the location,the better the chances you will have a quick sale. The last thing you need is a restored property that you have to hang on to forever. You have to pay back your loan. You don’t want that weight on your shoulders for too long.

Be Thorough About Your Planning
Once you have found the perfect property, create your plan of action. List all expenses. This will include the purchase price of the fix and flip project. Look at how much it will cost to make repairs. Consider real estate expenses. Estimate how long it will take from start to finish to have your California fix and flip up for sale. Once you are prepared, you will have support for your project as you approach lenders.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

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