California Fix and Flip Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity

High LTV

We fund loans up to 80-90% LTV with no issues.


We promise to treat you like a partner.

No $ Limit

No limits on what we can do for you.

Recently Funded Projects

Residential Refinance
Residential Refinance

Residential refinance in Los Angeles, with a loan amount of $830k, at 75% LTV. We were able to help the investor get a loan at 8.99% with a balloon payment after 18 months.

8.99 %
100% Funded!
Residential Investment
Residential Investment

Delancey Street funded a new residential purchase in California, for $1.2 million with 82% LTV. We helped the developer with a loan at 11% with a balloon payment in 9 months.

11 %
100% Funded!
Residential Investment
Residential Investment

Property in New York was torn down, and redeveloped. We provided a 60% LTV loan for $700k. We charged no upfront fees, and had a balloon payment after 10 months.

9.0 %
100% Funded!

Hear from people we’ve helped

“Delancey Street makes lending easy. They took a chance on me when no one else would.”

- Leo kovacz

Industries We Service

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

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California Fix and Flip Lenders

Delancey Street is a premier California fix and flip lender. We understand the importance of fix and flip loans. Many traditional lenders won’t give loans to fix and flip lenders due to the risky nature of these properties. Many fix and flip properties are in poor condition. In addition, traditional lenders don’t offer loans for real estate investment properties. Real estate investments can be some of the most risky in the business.

You may have seen shows like “Flip This House” or “Flip or Flip,” and both of those shows fall into those beloved home improvement channels people have come to know and love over the years. These shows highlight the fix and flip loan model. You buy a single family home that has fallen into disrepair, or maybe it’s just not as nice as it could be, and so it’s selling for far less than you believe the home could sell for. In the real world, you’re going to buy this home to be your dream home, fix it up, and live in it. The flip is entirely different, though. People take out a fix and flip loan – and then they fix up the home so that they can SELL the home for a profit. This model has proven lucrative for thousands of people in recent years, and that’s why Delancey Street offers loans of this nature.

A fix and flip loan will typically be a hard money loan. That means you’re borrowing against an asset. In this case, the asset is the home that you want to flip. In order to qualify for the loan, you’re going to need something besides a great credit rating or huge income to show off to the lender. Instead, you need to show that your plan to “flip” this house is going to succeed. That means getting experts on your team who can help you purchase it, fix it, and then sell it.

Bad Credit is A-Okay!

You don’t need stellar credit or even a sizable income to take out a fix and flip loan. All you need is to prove that your plan to flip the house is going to work. You might have spotted a run down house in a prime location, and if you can only fix up the house, you’re going to make a killing when you put it back out on the market. Your loan is going to finance the short-term mortgage you need in order to buy the home and flip it.

It takes a tremendous amount of work to flip a house, and it takes just as much work to show that your plan for flipping the house is going to succeed in today’s very fickle real estate market. Unlike in days past when bargain homes were a rarity, today there’s a deal behind every corner. And people can search through homes on the Internet, too, making it easier to find potential investment properties.

Delancey street can help examine your plan, give input, make terms and conditions that will suit you AND us, and then provide you with funding. If you’re going to flip a house, that’s the one thing you MUST have. You need the funds to do it, and you need a good lender that believes in you and will help you make your dream come true.

What does Delancey Street look for

Any California fix and flip lender will look for the same thing: the chance of the project succeeding. What’s important to us is not your credit score, or your ability to repay the loan based on income. What we care about is the project, and it’s chances of succeeding. We look at how much you need, how long you need the money for, and how you’ll repay the loan. Also, we look at your experience, and your team – in order to understand the chances of your project succeeding.

Call Us Today

We invite all real estate investor who want to fix and flip a house to give us a call and inquire about the type of financing we have available for you. As a hard money lender, we fund all sorts of residential properties – ranging from single family houses, to multifamily houses. Regardless of the size of the house, or the amount of money you need, our California fix and flip team can help you get the funding you need.

Fix and Flip Loans
User Rating
5 based on 1 votes
Service Type
Fix and Flip Loans
Delancey Street is a top rated California Fix and Flip lender.

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