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Delaware Fix and Flip Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would.

Kevin Johns


Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Delaware Fix and Flip Loans

If you want to fix and flip a home in Delaware, there are several ways to find funding for your project. Prior to trying to fund your project, there are a few things you will need to convince your lenders to fund your home. You will need to know the costs and timeline of your project and have a business plan to present to potential lenders.

Expect These Costs When Flipping a House:

  • Buying the house you want to flip.
  • Your renovation expenses.
  • Expenses while you are the owner of the house.
  • Closing costs.
  • Fees for a real estate agent.

Each time you flip a house, you should have a business plan. Include correct estimates and appraisals in your business plan so lenders can review your project and run the numbers and time you predict strategically. The more information you have about the project you present to a lender, the easier it is to convince a lender that your project is worth the risk.

Information to include in your business plan:

  • Property information
  • Information on the people working for you or with you on the project
  • Neighborhood information and statistics
  • Comps
  • The appraiser’s valuations (before and after the renovations)
  • An alternate plan
  • Financial projections
  • Timeline

The scope of work is your timeline, costs, and strategy. Potential lenders want to see a detailed scope of work, so you are correct throughout the process with funding needs. An appraiser and contractor need to help produce the numbers for the repairs and valuations. Once this is done and your business plan is ready, it is time to find funding for your project.

Potential Lenders for Your Fix and Flip House

  1. Acquaintances

    Get your family and friends involved in your project. Gather funding from a group of people you know or even crowdfund for your first project. Sometimes social media and networking can get you the funding you need easily. Everything should always be in writing, even if it is with friends or family.

  2. Find a Partner

    A partner can be anyone who you want to bring in to help or has funding and/or ideas for your project. Many times, a partner may supply the funding while you do the fix and flip of the house. Once you sell, you and your partner both make a profit. A partner can also do the whole project with you depending on the amount of support you want.

  3. Use Your Equity

    If you have at least 20% equity in your home, you could get a home equity loan or line of credit. A loan can give you a lump sum for your project, while you can borrow on a line of credit as you need it.

  4. Get a Loan on Your 401k

    A 401k might be the answer to funding your fix and flip project. Many 401k plans allow a loan of up to 50% or $50,000 maximum. The loan does gain interest.

  5. Apply for a Personal Loan

    A personal loan is a possibility if you have good credit and want to pay the loan back slower. The interest rates are usually about 5%. With a personal loan, you may not get enough to fund your whole project, which is why many real estate investors used multiple funding sources.

  6. Seller Financing Options

    A beginner may want to look at financing through the seller of the home. An owner financing deal with a balloon payment is attractive to some owners looking to profit more in the short term. Consider showing the seller your business plan.

  7. Hard Money Loans

    A hard money loan is a loan funded through private lenders. They work well with people who fix and flip homes because they are usually offered for one year and have lower qualifications than a traditional bank loan. The lenders that offer hard money loans are interested in the potential of the property.

  8. Business Line of Credit

    Once you are in business for a while, a business line of credit might be great for funding your projects. You access what you need when you need it. This is like a home equity line of credit, but a business line of credit usually offers more money for your fix and flips. A portfolio of completed projects is usually used to apply for a business line of credit.

Hard Money Loans

Need funding for your next project?

Complete Our Hard Money Loan Application
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