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Florida Fix and Flip Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would.

Kevin Johns


Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Florida Fix and Flip Loans

Real estate is one of the most lucrative businesses to venture in. The return on investment, especially for the fix and flip projects, is enormous. A recent report by Attom Data indicates that house flippers raked in huge profits in 2017 from their fix and flip projects. More than 200,000 homes were renovated in 2017, and house flippers made an average of $68,143 per property.

Unfortunately, you cannot succeed in real estate business if you don’t have access to capital. You will need money to purchase and renovate the property. You will also need money to market the property after renovation and even cater for holding fees such as HOA and homeowner’s insurance. Generally, real estate business is capital intensive, and it requires adequate planning ahead of time.

At last, there is hope!

Nowadays, real estate investors seeking to venture into the fix and flip business have all the reasons to smile. Raising money for a fix and flip project has become easy for investors who already know that mainstream banks aren’t the only players in the financial world. There are a host of financing options for investors out there.

Fix and flip loans

These refer to financing tools used by real estate investors to finance their short-term real estate projects. These loans are easy to access, and they can provide you with up to 80 percent of the property’s value. The funds are available to almost every real estate investor as long as they have identified a lucrative fix and flip opportunity.

Bank loans

A few years ago, an investor could walk into a local bank and secure an investment loan at a reasonable cost as long as they had a good credit record. But as it stands, it has become tough for an investor to access an investment loan from a bank. These institutions have established a lot of restrictions that bar investors from accessing capital.

Before approving your loan application, most of the banks will ask you to raise at least 20 percent down payment. If you manage to get the mortgage, it will come with various costs attached on to the monthly payment. The biggest challenge with applying for a mortgage is that the bank will restrict you on the number of properties you can finance at a time.

Besides, there are additional challenges such as collateral for the loan and debt to income ratio requirements. The bank may also be reluctant to finance fix and flip projects that require significant repairs.

Private financing

It refers to funds obtained directly from a private citizen. An investor can obtain the money from a relative, friend or even a professional private lender. Unlike traditional bank loans, private financing is quite flexible and easier to access. The tricky bit with private financing is that it can be quite expensive depending on the lender. Some lenders may charge interest rate as high as 20 percent per year.

Private funding usually involves short term loans, which are usually repaid within 6-24 months. Also, most of the private lenders will not loan out more than 75 percent of the value of the property. The best thing with private financing is that you don’t necessarily need to deposit a down payment.

Although getting money from a private lender seems to be the best option for a real estate investor, the biggest challenge lies in finding a good lender. To begin with, you can talk to your wealthy friends and relatives to lend you money to finance your project. You might be surprised at how wealthy people are looking for alternative investment vehicles.


A partnership can also be a great tool to finance your real estate project. Many times, flippers get frustrated when they spot lucrative opportunities but lack the capital needed to finance the project. In such a case, bringing a partner on board can help. In such an arrangement, you can share some tasks with your partner, which makes your work easy.

Tasks that can be shared include searching for an appropriate property, planning and managing the project and financing the project. The good thing with partnerships is that you share the returns based on what each of you brings to the table.

Hard Money Loans

Need funding for your next project?

Complete Our Hard Money Loan Application
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