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Georgia Fix and Flip Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would.

Kevin Johns


Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Georgia Fix and Flip Loans

One of the most exciting business opportunities in the 20th century for the average Joe entrepreneur has been flipping houses. It’s become one of the most common ways for a normal person to go into business for himself or herself and make a great living.

The barrier to entry for this type of real estate investing is super low. All of the barriers are usually simply a mental state.

Unlike a technology startup or even a restaurant business, you do not need any special expertise or education to run a successful house flipping operation. Everything you need to know can be learned online and at your local library.

The most common objection to flipping houses is that you need a lot of cash to start with. That is absolutely not true. You can start flipping houses without any cash in your bank account. There are multiple ways you can get financing to start doing deals today.

Before I get into the financing options, let me first offer a summary of things that will require upfront cash.

1) Mortgage Down Payment
You are going to get a mortgage for the property you want to buy and fix up. But in order to get that mortgage, you will need at least 20% down payment. Why is the down payment requirements so high compared to regular mortgages?

Well, because you’re not going to be living in it. Mortgages for primary residences require less of a down payment because they are less of a risk.

For investment properties, most lenders will require 20-40% as a down payment in cash.

2) Renovation Costs
Since part of the fix and flip strategy is to buy a fixer upper, you will need cash for renovations. Always build in a buffer when it comes to your budget for this because cost overruns are not only common, but should be assumed.

3) Insurance, HOA, Realtor, Misc
There will be other expenses associated with buying, fixing and selling the house. Things like insurance, HOA fees and realtor commissions need to be budgeted in.

Now that you have a sense of what the upfront cash requirements are, here are some ways you can get your hands on that cash.

HELOC, also known as a home equity line of credit, is a great place to start. This is where you take the equity in your home to use as collateral to get a line of credit from your bank.

For example, let’s say you own a house that is appraised at $200,000. Your current outstanding mortgage amount is $150,000. That means you have $50,000 in equity that you can use to get a loan.

Personal Loan
You may not even need your home equity to get a loan. If you have a credit score, you may be able to get a loan from your bank or credit union outright.

The great advantage to this type of personal loan is that it usually doesn’t require collateral. That means you’re not putting your own home or assets on the line.

It’s also good because you can use it for whatever you want. It’s not restricted so you can use it to pay whatever other expenses that come up with your fix and flip project.

Friends and Family
Another great place to finance your first project is through family and friends. Use your personal network to gain the funding you need to get that mortgage and pay for renovation costs.

Let me give you a few words of caution when it comes to raising funds through friends and family. First, always get everything in writing so the terms are crystal clear. It’s tempting to just shake hands with an informal agreement since these are people who trust, but for the sake of your relationships, it’s of upmost importance get it writing.

Secondly, treat your friends and family just like any other investor. That means have the house you are targeting identified and the opportunity researched and documented.

That means you have an exact address. You have information on the area and comparable real estate sales prices for house in the neighborhood.

You also want to make a pitch for why this is a great area to fix up a home and why it would sell for significantly more than you paid for it.

You also want to present a renovation plan that makes sense with a realistic budget. Make sure to do the research to know exactly what needs to be done and how much it will cost. If you don’t do this due diligence, you won’t get the confidence of even your friends and family.

There are many funding options for first time real estate investors to get fix and flip loans. Don’t let lack of cash be a barrier to enter this lucrative business.

Hard Money Loans

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