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Idaho Fix and Flip Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...



Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Idaho Fix and Flip Loans

If you are looking for a fix and flip loan in Idaho, there are several to fund your project. Standard loans usually don’t work well when flipping a home because they are long-term, so real estate investors tend to look for other ways to fund homes in the portfolio they are building. Some creative ways to fund a fix and flip house are an equity loan, crowdfunding, and or a hard money loan. Many times, new investors will combine creative funding to get the project done.

Before you start your project, there are several things you need to do to present a lender with the information they need. A business plan for each house you flip is essential in finding funding sources. You should also make a name for yourself by networking in your community as a real estate investor. Sometimes funding comes down to who you know and who is interested in working with you.

Include in Your Business Plan:

  • Information about the house you want to fix and flip.
  • Information about the neighborhood the house is in.
  • Comps.
  • Valuations.
  • Your time line and financial needs.
  • Your strategy for if it doesn’t work out.
  • Information about the people working with you.

In your business plan, include amounts for your whole project from start to finish. You will need money to buy the home, money for the renovation, funds to pay for the expenses of the home while you own it, and money for the real estate agent and closing fees.

Hire an appraiser and contractor to help you produce the right financial figures in your business plan. They will give you the correct estimates of the value of the home before and after you renovate it, as well as the costs for the renovations. Having this information is important for lenders to decide whether your project is a worthwhile investment or not.

Find Your Fix and Flip Funding:

  1. Family and Acquaintances

    The people you know may fund your project. Social media is an effective way to get the word out that you have an investment worth funding. You may have family members that want to make a quick investment as well. It doesn’t hurt to tell people about your project and show them your business plan before looking for other ways to fund the project.

  2. Find a Partner

    First-time investors may seek a partner that has experience in renovating or to fund the fix and flip in Idaho. Partners can have equal responsibility, little responsibility, or supply the funding.

  3. Use Your Home Equity

    You may have equity in the home you already own to draw on. A loan or line of credit might be enough to combine with another source for your total funding.

  4. Personal Loans

    A personal loan is capped at $50,000. The interest rates aren’t bad, and they can help you build credit. This is funding that you will have to combine with a partner’s funding or an added source.

  5. Owner Finance

    If you find a seller willing to owner finance your fix and flip this is a desirable choice. You will still have to find the financing for the renovations and the closing costs, but a big part of your project is funded. A balloon payment at the end of your fix and flip will pay off the seller.

  6. 401k

    A 401k is the answer for some new investor’s funding needs. You can usually draw 50% or up to $50,000 depending on the value of your 401k.

  7. Hard Money Loan

    A hard money loan is a loan that you can take out for a year. They are a useful source of funding for a fix and flip project, but you will pay more interest. These loans are easier to qualify for and come from independent sources, not a traditional bank.

  8. Business Line of Credit

    Once you have an established portfolio, you may qualify for a business line of credit.
    These are like a home equity line of credit, where you draw what you need to use when you need it.

Hard Money Loans

Need funding for your next project?

Complete Our Hard Money Loan Application
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