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Indiana Fix and Flip Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would.

Kevin Johns


Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Indiana Fix and Flip Loans

Fixing and flipping real estate is rising in popularity among investors. Although you can profit handsomely from flipping homes, there are some significant roadblocks to get started. The biggest hurdles are cash and financing. The good news is you have an array of options to finance your first fix and flip property. Here are the most common types of loans to get you started in your real estate flipping journey. 

Home Equity Loans/Line of Credit 

If you have a minimum of 20 percent equity in your primary home, you can gain access to that cash using a home equity loan or line of credit. These loans offer a way to draw from a pool of funds to get started flipping homes. 

Equity is the current value of your home versus how much you owe on your mortgage. For example, if the current market value of your home is $100,000 and the principal balance of your mortgage is $80,000, you have 20 percent equity in your home. You can take out a home equity loan or line of credit to get cash for a fix and flip property. 

Personal Loans 

If you do not need a lot of money to finance your first investment, you can opt for a personal loan. The interest rate on these loans are very reasonable, but they do require that you have a good credit score. A big benefit attached to personal loans is you can use the funds for practically anything you want. 

Most personal loans cap how much you can borrow at $50,000. So, if you want to start small with your first deal, a personal loan is a good place to start. The terms on these loans range from three to seven years, so it is beneficial if you are an investor who does not want to be tied into long-term financing. 

Owner Financing 

Also known as seller financing, this scenario lets you finance the purchase of a home directly through the seller. Instead of qualifying for a traditional mortgage from a bank, the seller lends you the money. You then make monthly payments directly to the seller. 

Just like a regular mortgage, you will need to make a down payment and pay interest. The loan will come with repayment terms, and you must have an agreement with the seller in writing. It is entirely up to you and the seller to come up with terms of the loan, but owner financing gives you an opportunity to structure terms based on your own unique financial situation. Traditional mortgages are not built for your own convenience. 

Hard Money Loans 

These loans are popular among real estate investors. Instead of receiving funds from a bank, these funds come from private investors. One of the biggest benefits is the qualification requirements are not as strict as regular lenders. Hard money lenders typically do not approve you for financing based on your credit, income or assets. Instead, you qualify based on the value of the investment. 

The terms for hard money loans can range from one to two years. Also, you do not receive the loan proceeds in one lump sum payment. Hard money lenders give you a portion of the loan proceeds as you complete renovations on your fix and flip. You will only pay interest on the funds you use from the loan to complete repairs. Once all renovations are complete, the principal balance of the loan becomes due. 

Final Thoughts 

This is only a short list of the loan options you have for fixing and flipping properties. Crowdfunding platforms, 401(k) loans and loans from family and friends are other options to choose from. You can also use a combination of these loans to flip your first property, or you can go through traditional lenders to finance your real estate investments. No matter what avenue you pick, that cash barrier is not as big as you think.

Hard Money Loans

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