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Louisiana Fix and Flip Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...



Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Louisiana Fix and Flip Loans

You’ve found a great residential property in a desirable neighborhood. The place needs work, which is the main reason the price is so low. Without a doubt, you could renovate the home and grounds, then sell it at a profit. What remains is finding the financing to buy the place, do the work, and keep the property on the market long enough to sell. Here are some things you should know about lending arrangements that make it possible to fix and flip properties and why you want to compare those financing options carefully.

What are Some Funding Options?

There’s more than one way to get the cash needed to purchase, renovate, and ultimately sell the property. One is to use your own funds. That’s fine if you’re rich and can wait to recoup your investment. Not everyone is in that position.

A business line of credit is another approach. Remember you will need to make regular payments on the credit until you can pay off the entire balance. That could restrict your cash flow for several months.

Personal loans can be used to purchase and fix a property you want to flip. There will aso be the need to make sure you have cash flow to cover the obligation until the sale takes place.

There are also property loans specifically designed for this type of project. Definitely look at this type of financing and see how it stacks up along the rest. You may find that it’s the most practical solution for you.

Determining How Much You Need

How much financing do you need? The expenses will amount to more than simply purchasing the property. Consider the material and the labor involved in restoring the home or making renovations that will attract buyers. Even if you plan on doing some of the work yourself, it pays to hire professionals to correct structural issues, or ensure the plumbing and wiring are up to code.

Consider the expenses associated with holding onto the home during the renovation and however long it’s on the market. That includes homeowners insurance, utilities, and other essentials. There are also expenses like maintaining the landscape while the property is available for sale.

If you hire a real estate professional to handle the listing, hold open houses, and ensure the sales documents are in order, that is another expense to include on the list.

Remember to overestimate the amount you will need. Doing so provides a cushion in the event some aspect of the renovation is more problematic than you expected, or if the home ends up remaining on the market longer than projected.

Preparing to Apply

Always have a business plan prepared. You must show the lender why this property is a good one to flip, how much it will cost, the range for sale prices that the market will accommodate, and how long you think it will take to find a buyer. Each phase needs to be backed up with facts and not just be wishful thinking on your part.

Don’t forget to have a comprehensive contingency plan in place. The lender will want to know what you will do if weather conditions delay the renovation or if the home does not sell in the time frame you anticipate. For example, does your schedule allow for some days of inclement weather? Would you rent out the home while seeking buyers? Those answers can make or break the chances of getting the financing.

Your Loan and the Down Payment

No lender is likely to provide all the funding that is needed. You will need to have a down payment held in reserve. You also need to have accurate figures for the loan to value and the after repair value.

LTV is the ratio of the amount of the loan in comparison to the value of the property. This matters because you will be using that property as security or collateral for the loan. The ARV focuses on what the value of the property will be once the renovation is complete. Both figures help the lender to assess risk and may also determine the total amount you can finance.

You’ll find that lenders will often provide up to 79% to 90% of the funds needed to buy, renovate, and then cover expenses until the sale. If you estimate that the total cost will be $200,000.00 and the lender is happy with your planning, you could be approved for financing up to $180,000.00; the remainder you will supply in the form of a down payment.

Flipping a home is hard work. Finding the right financing is just as important as selecting the ideal home. Weigh your options carefully and be prepared to convince the lender that the venture is worth the risk. After you successfully flip a few homes and have a solid track record, getting a viable fix and flip loan will become easier.

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