Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

New York Fix and Flip Loans

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Delancey Street is a premier, and top rated, New York fix and flip lender. We fund fix and flip investors in Stanislaus County with all sorts of residential and commercial fix and flip projects. Many people are talking about flipping houses because it’s profitable. Many have made an actual living out of it.

The fix and flip is a basic concept. An innovative entrepreneur wants to buy a cheap house or commercial building in New York not to live in it but to flip it. The sole purpose of purchasing this type of real estate is to “fix” it and then “flip it” for a profit. The concept itself is easy to grasp but unless you have a solid business plan and the backing of a good fix and flip lender, you’re going to run into a world of trouble. Delaney Street is a fix and flip lender that is here to help you make flipping houses profitable.

Fix and Flip Lender

We don’t look at credit rating or income brackets before we approve someone for a loan. We look at the obstacles they face, the plan they have to overcome those obstacles, and the ways our funding can help this person achieve their dream… and ours. We believe in big dreamers, and as we like to say, the do-ers. If you’re a do-er, someone who has a true plan to fix and flip a house, then we can help you achieve your goals.

Hard money lending is different from traditional bank lending. Traditional banks lend according to strict guidelines. That means they look at your credit rating and income. Hard money lenders lend money based on assets, and for you, your chief asset is the house you’re going to flip. We look at the value of the property, the amount of money you want to borrow, and the final value of the property after you flip it. These are the main things we look at when trying to assess whether we’ll fund a project or not.

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If you love home repair, and you’re great at it, there’s a good chance that you’ll be good at flipping houses. Your first venture may land you a lot of money or it may teach you the ropes and enable you to have a more successful venture next time. Whatever your plans are, you’re not going to get anywhere unless you have the funding you need to get that house fix and flipped. Delaney Street can help you. Our team is passionate about house flipping, and we know that the best resource for flipping a house is cold, hard cash.

Whether you’re an excellent home repairman with a knack for flipping houses, or your dreams are simply in the planning stage, bringing us in as a partner is going to give you the cash and creative backup you need. If you’ve got a specific house or property in mind, give us a call today and we can get started. We’ll be there for you every step of the way, sharing our expertise and previous successes. All it takes is one phone call to get started.

The state of New York is home to millions of people. It’s also a state of vast contrasts and many different communities. From the suburban sprawl of Long Island to the urban skyscrapers of Manhattan and the lush Adirondacks, the state is a place of impressive and fascinating possibilities. It’s also a place that has many varied types of housing. Residents enjoy apartments, semi-detached townhouses, large cape cods and classic colonials. The housing market is growing even more as people continue to be drawn to urban centers like New York City. People who live in this state often understand the local housing markets very well, having long been part of them. As a result, they can easily see the housing market through the eyes of locals. This perspective allows them to understand what kind of housing is likely to appeal to them personally as well as their neighbors and friends. People who are in touch with the housing market in this state can use this understanding to earn a living.

Flipping a Home

Flipping a home is the process of buying properties that might be undervalued in some way. The house might be in foreclosure. The original owner may have been in poor shape and unable to make minor repairs. A home may be owned by several parties who do not wish to continue owning it. In that case, a skilled flipper can stop opportunities that others might miss. They’ll see things that can be repaired with ease. They will know what a coat of paint and fixing up the fence can do to buyers. They’ll also see how to enhance the layout, increase curb appeal and make it clear this properly is the one the buyer needs. Many home flippers know what needs to be done after a single tour of the home.

While it may be readily apparent what should be done, getting to that point can be hard. The potential flipper may not have immediate capital they can use to buy the properly and seize the opportunity they know lies in front of them. For those with a passion for New York real estate but without the money they need right now, the possibilities are still there. One such possibility is what is known as a fix and flip loan. Fix and flip loans are all about offering the flipper the cash they need when they need to have it on hand.

Close Resources

In that case, the flipper can choose to reach out for funding. Many people, when they sit down and think it over, realize that many sources of funding for the flip they have in mind are all around them. A group of friends may have excess cash they’re not using and are looking for new investment opportunities. The flipper may also discover that others have the same vision in front of them when thinking about New York City real estate. Finding a group of people who feel the same passion means finding a partner who can work closely with the person and help them get the properties they know have incredible potential. A flipper can also reach out to others kinds of potential sources of cash to get a property and tap into the money they can make with a few basic improvements.

They can also think about the kinds of money they might already have in hand for a fix and flip loan in New York. For example, they might have a home of their own. If this property has increased in value in the last few years because of rising real estate prices, it is possible to tap into that equity. The flipper can bring out that equity by taking advantage of that increase and then use it to create direct, working capital. Companies are happy to offer fix and flip loans. Any flipper should make sure they know exactly what they’re going to do before they begin the plans for the home. Detailed plans can really pay off in the end with a profit once the flip is completed. Earning money this way can increase the person’s net work and be done again and again successfully.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

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Delancey Street understands funding like no one else!
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