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Ohio Fix and Flip Loans

We empower entrepreneurs, real estate investors, and businesses of all sizes challenge the status quo. We take risks on the go-getters, and do’ers – who have an opportunity and need a partner.At Delancey Street, we invest in people and their ideas – not abstract concepts like credit scores, or other financial metrics. Tell us about your idea, let’s discuss your opportunity


High LTV

We fund hard money loans up to 80-90% LTV with no issues.



We promise to treat you like a partner


No $ Limit

No limits on what we can do for you.

Business Funding

Our client was a trucking company based out of NY, that needed quick funding. In 24 hours, we arranged $100,000 in funding.

100% Funded!

Residential Refinance

We funded a purchase in California, for $1.2 million with 65% LTV. We helped the developer with with a 11% loan with balloon payment.

100% Funded!

Lawsuit Funding

Client was injured in a car accident and needed a cash advance on the future value of his lawsuit. In 48 hours, our funders wired funds over.

100% Funded!


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would.

Kevin Johns


Industries We Service

Residential Real Estate
Commercial Real Estate

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

Ohio Fix and Flip Loans

What Financing Is Right For A Fix And Flip House?

Recent research found that house flippers were responsible for renovating more than 200,000 homes in 2017. When you consider the average profit per property was approximately $68,000, you can understand how motivated fix and flippers are to acquire and sell their investment homes.

With this earning potential, it’s not surprising that so many people want to get involved in the business. But for many, not having access to large sums of capital presents a significant barrier to success in house flipping.

To make sure a flip project goes smoothly, investors have to have enough cash on hand to pay for the acquisition of the property, repairs, renovations, and other associated expenses.

Luckily, fix, and flippers now have multiple funding options for their residential purchases. Timing is everything, so having quick access to the funds you need helps position you for success in bidding wars or when offering buyout options.

In many cases, traditional bank loans are not always the best option for house flippers. Homes purchased by home flippers are ‘non-owner occupied” making it an investment property, and not a primary residence. And while there is plenty of money to get made as a house flipper, revenues and income from this type of home can be unpredictable.

For this reason, many traditional banks are reluctant to grant business loans for this purpose. If they are, the product may be unsuitable due to the length and terms of the loan. Ideally, house flippers purchase the home, make needed upgrades, and sell the home in a short timeframe to keep their projects moving.

Since traditional bank loans are often not the best option for investors, alternative financing like borrowing from family or friends, or tapping into a home equity line can work.

After establishing a successful track record fixing and flipping homes, the chances are good that you can find funding for your deals with Private Investors. Another option that may become available is a Business Line of Credit.

We’ll take a look at the advantages and disadvantages of each of these options.

Loans Or Investments From Family And Friends

If you’ve found an excellent opportunity to buy a house that needs TLC to turn a profit, it makes sense to turn to your network of family and friends for financing. By doing so, you can get the house, and each person has a vested interest in the asset. If your circle of financial backers is handy with doing repairs and other renovation work, they can ‘pitch in’ their skills to reduce the costs of repair. Ideally, you exit the deal profitable, and you pay back the capital (plus any interest or profit share) to the lenders.

Home Equity Lines

If you own your own home with equity, using a home equity line could be an option for financing your fix and flip deal. A home equity loan is a way to take money out of your house based on the equity you’ve built. In many cases, home equity loans offer lower interest rates than other financing options. Like all loan products, equity lines must get paid back, as per the terms of the agreement with the lender.

Business Lines Of Credit

Often reserved for experienced flippers and businesses with a steady operating history, a business line of credit extends capital to the owner or operator of the company.

While traditional home loans aren’t a good fit for the fix and flip funding, a business line of credit is an option for investors seeking funds to flip houses. A business or commercial line of credit extends a set amount in a credit line. Investors only pay for the money they use. As you can imagine, this makes a business line of credit ideal. These credit lines are similar to a HELOC. However, commercial lines of credit can extend into the millions of dollars, based on the company’s income and your history of completing fix and flips.

Remember that savvy and successful flippers use a variety of funding options to finance real estate acquisitions. As you become more successful at completing projects, opportunities for funding through private lenders and investors will likely become available for bigger projects.

Hard Money Loans

Need funding for your next project?

Complete Our Hard Money Loan Application
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