Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

San Jose Fix and Flip Loans

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Fast San Jose Fix and Flip Lenders

Delancey Street is a premier San Jose Fix and Flip lender. We provide fix and flip loans for real estate investors all over the USA. We believe that true wealth is created through real estate. If you’re a real estate investor looking to make his, or her, wealth in San Jose through fixing and flipping – then we can help. When you contact us, you’re working with a fix and flip lender whose a partner first. We look at every single opportunity and do our best to fund it. Our goal is to see you succeed. Our only concern is ensuring the project will succeed. When you contact us, ignore credit score and other things like that. Tell us what your goals are, how you’ll accomplish them, and how much capital you need to do so.
House flipping ventures have been of interest to the general public for over a decade now, as shows like “Zombie House Flipping,” “Flip or Flop,” and “Flip this House” have controlled the airwaves of the home improvement genre. Enthusiastic couples or teams set out to buy a bargain house, fix it up for today’s hungry real estate buyers, and then flip it for a wild profit that hopefully makes lenders and house flippers happier than they’ve ever been before. And while it’s a terrific idea – who doesn’t want to sell a house for more than they bought it for – it’s not an easy venture. It takes a lot of planning and a good solid lender to back you up the whole way.
Planning phase
A few of the basic questions of house flipping include:
– Are you buying in the right neighborhood? Will people even want to live in this house if you fix it up?
– Is the house’s primary issues fixable in the first place? Have you had contractors out to look at it? Give you estimates?
– Have you talked to real estate agents in San Jose? What can you add to this house to make it sell for big bucks after you’ve fixed it? Does it need a new bedroom? How about new carpeting? A pool? How much is all that going to cost you in relation to how much it’s going to bring up the value of the home?
If you’ve asked yourself all these questions and gotten some answers that you love, and you’re ready to buy that house you want to flip, the next stage is funding your project. If you’ve gotten an estimate for your entire plan, and you’ve had the experts of each area weigh in, then you’re ready to turn to a hard money lender like Delancey Street.

Hard Money for House Flipping

Sometimes someone has a lot of knowledge of home improvement and repair but doesn’t have a great credit history. Sometimes people don’t even have a great income when they start doing this, and they might be turned down by banks left and right as they try to secure money for their short-term mortgage. The result? It’s time to call a hard money lender like Delancey Street. We lend money using your house’s short-term mortgage as collateral, so we can extend a line of credit to you even if your credit is in the lowest pits.
By backing projects like this, we’re able to help our clients achieve their dreams and begin what could be a very lucrative career in house flipping. And make no mistake, people do make a living out of doing this sometimes. If you’ve got a lot of knowledge about homes and the real estate market, or if you’re just really good at turning mediocre homes into something beautiful, then you may be able to flip a house easily even if another person might struggle. You’ll never know unless you try, though, and that’s where our financial expertise comes in handy. We are the experts at lending money for these projects, and we’d love to help you get your dream off the ground.

Call Us Today

Our consultations will give you an idea about whether or not we can help you. We’ll go through the application process and all of the basics, discuss your general idea with you, and get a feel for what direction you want your project to go in. We’re one of the friendliest teams in the business, but we’re also consummate professionals through and through. We’re not going to lend money unless we have faith that your project is going to be a success, and once we do lend you money, we’re going to see that project through until the end so that you get to celebrate success alongside us. We’re your partners from beginning to end, giving you the funds you need to bring your abstract dreams to living, breathing color.
When you’re ready to get started, you can always write in to us to ask us basic or specific questions, give us a call on the phone to set up a consultation, or stop by our offices with your full plan in front of you. It’s all up to you. We love the dreamers but we most love those who get out there and get things done, so showing up at our door with a dream AND a plan is going to help you in a big way. Our application process is simple, and once again, you don’t have to have perfect credit to qualify for a hard money loan. You just need to show us that your dream can succeed. Call us today.

Fix and Flip Loans

Fix and Flip has become a well-known term in today’s pop culture. There is a hefty amount of television programming devoted to the art of buying a cheap house, fixing it, and then flipping it for a profit. Some people even do this for a living. If you’ve got repair knowledge and believe you might have a knack for flipping houses, then you’re going to need to secure some form of funding for your endeavor. For these types of project, you’ll need to look past traditional bank lending and head straight for hard money lenders. The folks here at Delaney Street are hard money lenders with a penchant for making Fix and Flip dreams come true.

The “Fix” part of Fix and Flip stands for the work that someone does after they buy a cheap residential or commercial property. It might be a house, a rental unit, or a commercial business building that has fallen into disrepair and sells for dirt cheap in the real estate market. Creative investors have an idea going into the purchase of how they can quickly increase the value of the property, and their lender will also have some input on that. Delaney Street specializes in making dreams like this come true, so the first thing we’ll do is analyze the obstacles and formulate a plan to overcome them through the Fix. Your fix might include adding a new roof onto a home, landscaping the yard, adding on bedrooms or living rooms, or adding a pool. The trick is to perform all of these actions cheaply so that when you put the house back up for sale on the market, you’re going to make a large profit. That’s another area of specialty here. We know how to help you take your dream and make it a reality.

Flipping the Real Estate

A good Fix and Flip plan is going to be spelled out before you even go into the project. You’ll have a blueprint for how to increase the value of the home and it will coincide with the reality of real estate in . Thanks to today’s modern technology, we can have a pretty good idea of what will increase the value of a property in , so we’re going to first look at that. We’re innovators here, though, and we love to step off the most-taken path. So we’ll listen to your ideas enthusiastically and give you our feedback.

As hard money lenders, we lend money based on the value of your potential real estate. That means we make an investment in your idea and then help you bring it to life over time. With hard money lending, you’re using your property as collateral and the lender isn’t going to look at your income and credit history. What we look at closely is your idea and the expertise you might have in home or building repair. Do you have a gift for plumbing and want to buy a house that is at a rock bottom price because of a plumbing issue? Do you want to buy a house that has fallen into disrepair and simply doesn’t have enough uniqueness to stand out in the market, but you are excellent at design and know how to make that house take on the special magic of a home that’s going to sell for a big price on the housing market? We can take a look at your plan and bring it to life.

Our Team is Ready to Help

No matter what your plan is, the first thing you need for any of these projects is money. As a hard money lender, we’re standing by ready to let you use your real estate purchase as your collateral, and based on the quality of your idea, we can lend you more or less so that you can flip the home or building and make it something truly special. If there’s anything we understand, it’s the value of money. In order to really flip a house, you’re going to need ample funding to do so. Without that, you just have an idea in your head and it isn’t going to go anywhere.
When you call on us, we’ll sit down with you as fellow creative thinkers and really come up with a solid, realistic fix and flip plan that’s going to work for you and your lender. Your success is our success, so we take what we do very seriously. The folks at Delaney Street want to see your dreams come to life. Nothing is quite so satisfying as a good, difficult, and rewarding fix and flip project. Let us help you get your ideas off the ground and into the world of real estate.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

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Delancey Street understands funding like no one else!
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