Here's Who We Are

We're Fund Virtually Everything

We fund business owners nationwide, regardless of industry, credit, or time in business. We fund it all.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.


Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.


Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Business Loans Funded

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

West Virginia Fix and Flip Loans

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You have good friends who have made themselves a small fortune by tapping into property opportunities in West Virginia. They’ve flipped houses with great outcomes. You’re ready to do the same, but you want to find projects that need some work. You can get properties in need of repair at a much better price. In some cases, it may be a home that has been abandoned for some time, resulting in damages. You could be scoping out foreclosures listed by the bank or home sales available at auctions to get a really low purchase price. You need to look beyond the damages at the underlying structure. If the house has “good bones,” or a decent foundation, it has the potential to make money for you. The less you have to lay out, the more room you have for profit. You’re ready to be a part of the fix and flip craze in West Virginia. The question is how can you afford it?

Where Can You Get the Money for a Fix and Flip Loan?
Your bank should not be your first choice for a fix and flip loan in West Virginia. Taking on a house in need or repairs could be considered too risky for your traditional lending programs. Home mortgages are generally offered for longer terms. Think of a fix and flip loan as one in which you expect speedy results. You hope to pay back your loan quickly. At the same time, you expect to see a profit. Your first fix and flip loan could lead to many more projects, each building on a successful track record. You could get a hard money loan, getting instant cash that uses your property as collateral. Venture capital that comes from the private sector could be the answer for you. Creative financing is another possibility.

Turn to Your Bank for More than a Mortgage
You don’t have to get a mortgage for your fix and flip loan in West Virginia. You could ask for a considerable amount, such as $50,000, for a personal loan. Home equity loans are another alternative. You can usually get up to 85% of your homes value when you choose a home equity loan. Depending on the value of your home, that could be more than enough for to make your West Virginia fix and flip dream a reality. If you run a business, a line of credit might work. If you don’t own a business yet, your fix and flip projects could become your small business, opening the door to financing opportunities.

Turn to Someone Who Has Similar Goals
This might be your chance to find a partner for your West Virginia fix and flip adventure. Talk to someone you trust about becoming your business partner. It could be a co-worker, your best friend, or someone in your family. Really think about your choice. You don’t want to cause friction and hard feelings when obstacles arise.

Find Out Who Your Friends Are
As you consider diving into a fix and flip property in West Virginia, this could be the time when you find out who is willing to take a risk with you. Good friends and members of your family may have have the means to loan you money for your project. When you approach them, you need to make it clear that you plan on repaying them in a short amount of time. You just need someone who will help you to get started. Don’t be forceful or disappointed if it doesn’t work out. It just means you need to find other lending opportunities.

Do Your Research First
Before you start looking for lending sources, you should go the extra mile. Hunt down your property. List all your costs, including the property itself, repair work, and the fees that are behind the scenes. This means your taxes, the cost of electricity, water, and sewage. You have to remember that real estate will get a percentage of your sale, unless you decide to sell it by yourself. You can be a part of the fix and flip trend in West Virginia. You simply need to plan for it first.

New Construction Loans in West Virginia
There are a number of reasons why business owners want to expand. Are you unhappy paying rent and want to build your own office? Do you own your own building and want to make renovations? Although expanding your business may be necessary, it could take thousands to millions of dollars to complete a new construction project. Many business owners do not have the funds to pay for a construction or renovation project. A commercial construction loan may be an ideal option for business owners looking to expand.

What is a Commercial Construction Loan?
A commercial construction loan is for business owners who want to construct a new building or renovate their existing building. Business owners who want to purchase a new commercial property can apply for a commercial mortgage. Commercial loans are made for business owners who want to renovate their existing office or construct a new building. You can use the funds from a new commercial construction loan to cover the expenses for land, materials, and labor.

How do Commercial Construction Loans Differ From Traditional Loans?
Commercial construction loans differ from traditional loans in several ways. With a traditional loan, the full amount is typically disbursed to the borrower in one payment. Once the payment has been issued, borrowers are responsible for paying the balance. Most traditional loans are repaid through a monthly payment that lasts at least 10 years.

Commercial construction loans do not issue the full amount to the borrower in one payment. Instead, the borrower is issued partial disbursements throughout the construction project. When you take out a commercial construction loan, you will meet with the lender to establish a draw schedule. A draw schedule sets certain milestones during the project. When each milestone is completed, partial funds will be issued to the borrower. For example, the first draw may be when the land is cleared, and the second draw could be when the foundation of the building is set. This process will continue until the project is complete and the full amount of the loan has been disbursed. To ensure the work has been completed, lenders may have an inspector visit the construction or renovation site.

Unlike traditional loans, commercial construction loans only require that the borrower pay interest on the amount that has been disbursed. For instance, when a borrower takes out a commercial construction loan for $500,000, but he or she has only received $100,000 of the loan amount, then the borrower is responsible for paying interest on $100,000.

When the project is complete, and the full amount of the loan has been disbursed, the borrower can pay the remaining balance in one balloon payment. However, those who don’t want to make one large payment can choose to take out a commercial mortgage. A commercial mortgage uses the construction/renovation property as collateral and allows the borrower to pay off the commercial loan with the funds from the commercial mortgage.

What are the Eligibility Requirements for a West Virginia New Construction Loan?
Those who are interested in taking out a commercial construction loan should have good credit. Although it will vary based on each lender, applicants should have a credit score that is at least in the high 600s. Lenders will also look at your debt-to-income ratio. Most lenders will want to see a debt-to-income ratio that is less than 43%.

If you want to know more about a new commercial construction loan in West Virginia, contact our team at Delancey Street. Our professionals are happy to provide you with further details about new commercial construction loans.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
$250,000 Hard money Loan

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