Footwear Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.

1

Cover Expenses

Pay for any unexpected expenses that arise using our business loans.

2

Invest in your business

Use the business loan to grow your business however you wish.

3

Liquid

Keep the cash on hand for future expenses.

4

Payroll

Use the business loan to pay your employees.

5

Equipment

Buy new equipment to grow your business.

6

Staff

Use the business loan to hire new employees.

We Fund Fast

24-48Hrs

Loans up to

$ 10 Million

Google Rating

5 Stars

PARTNERS FIRST.
LENDERS SECOND.

Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.

Trusted

We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.

Service

Service is key. You can ask for advice on ANYTHING and we'll bend over to help.

Experts

Many of our team members are former business owners, and understand your challenges.

Customized

We customize each loan for you, and to your unique specs. Everything is customized.

Universal

We help virtually any industry, any business, anywhere in the USA. It doesn't matter.

Nationwide

We fund business loans nationwide. It doesn't matter where you are, we can help you.

Honesty

This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Footwear Merchant Cash Advance

If your entrepreneurial dreams are being dowsed by lack of funding, turn to Merchant Cash Advances or MCAs today. Whether you have little or no credit, that fact doesn’t hold you back. Bad credit is even welcome when you have a goal and spirited company ready to take on the world. Learn more about MCAs so that you can get the financial backing needed for that next step.
MCA Basics
Running a business is tough. There might be good and bad days. Those bad days can turn into months in the red. MCAs give you a chance to keep up on bills and payroll until a lucrative month arrives.
An MCA is a cash advance on your prospective sales. The advance is based on your credit-card sales for the past two to six months. The MCA bases an advance off of those numbers, you accept the contract and money enters your checking account in as little as 24 hours.
Pay back the advance with a percentage of your upcoming sales. You’re able to keep up with the payback option because it’s based on your sales amounts. Slow months mean that you pay less.
Benefiting From MCAs
Receiving your money at a rapid pace is the main perk of MCAs, but that’s not the only reason. There are no long applications and extended interviews. Your credit score and history don’t matter. What truly matters is the recent history in your credit-card sales.
Apply online in a matter of minutes. The forms are simple to understand. Business people can fill out the application and move on with their day. Don’t worry about collateral either. There’s no need to put up collateral because a cash advance isn’t a loan. Your signed contract is all that’s necessary to start the funding process.
Potential Candidates
Who should look toward an MCA for their funding? There’s quite a few businesses that can qualify for the funding. Consider your standing in a given industry. You might have months and months of huge, credit-card sales. However, your stability according to traditional banks is shaky. An MCA gives you the influx of funds that are necessary to keep the business going until a rough patch subsides.
Restaurants and retail stores are typical candidates when it comes to MCA payouts. You have a history with credit cards, but not necessarily with stellar credit scores. Pay your employees and build your profits this month so that you don’t have to borrow funds anymore in the future.
Knowing About Factor Rates
Be aware of how MCAs operate when it comes to paying back the amount. The provider must make some money on the funds. Instead of using a percentage rate, such as those used by credit cards, MCAs employ factor rates. The values that you see are factors that might range between 1.1 and 1.5.
Businesses tend to get confused when it comes to factor rates versus interest rates. If you borrow $25,000 with a factor rate of 1.2, the final payoff for the MCA is $30,000. Comparing this rate to an interest rate gives you an expensive amount to pay off with the MCA. However, its convenience often overshadows the extra cost.
Looking at Alternatives
If you’re concerned about the high cost of MCAs, try a different approach. Several other products might interest you, including:
• Term loans
• Business credit cards
Apply for a term loan that might be unsecured or secured. The funding will take longer than an MCA, but it has a lower rate at the end of the term.
Credit cards will have interest rates in the teens or 20s, but strong sales can help you pay back the funds. Simply shop around for the best card for your financial situation.
Speak with the industry experts today at 1-855-669-0234. Delancey Street prides ourselves on quick and reliable services. Fulfill your dreams today with funding that can be paid back on your terms.

Do you need a small business loan?

Apply now