DELANCEY STREET

Here's Who We Are

We're a Direct Lender

We’re a direct lender who funds small business owners nationwide, regardless of industry, credit, or time in business. We fund it all. GUARANTEED.

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We Provide Multiple Options

We have a lot of different financing options available to our clients. Regardless of your situation, we’ll have a solution for you.

Fast Approval

Our application process is completely online. You can get funds in your bank account in literally 24 hours.

The Working Capital You Need In 24 Hours.

We get you funding. It's that simple. Regardless of credit, income, or time in business - we'll fund you.

Apply

Use our online form or call toll-free anytime to get started. There's no cost, and the application takes only three minutes.

Approval

Receive application approval in as little as 24 hours. There is no credit check required.

Receive Funds

Review and return your signed agreement and get your money in as little as 24 hours.

Recent Funded Business

100K Term Loan

Ambulance Service

Our client bought a new ambulance.
2019 - June
55K Advance

Truck Funded

Our client used the funds to hire new team members.
2019 - February
85K Term Loan

Restaurant Funded

Our client used the funds for restaurant equipment.
2019 - May

Get a Decision in as Little As 30 Seconds

We’re Fast. We Help Regardless of Credit. WE HAVE A SOLUTION FOR YOU.

Apply Online

We have a completely online application process, which is simple and easy.

Get Offers

We'll match you with the best loan offers we have that are financially responsible.

Get Funded Quickly

We'll fund you the same day you accept our offer.

How Delancey Street Works

Fill Out Our Application

Answer basic questions about yourself and fill out our entirely online application. Each loan has its own online process.

Meet Your Concierge

We'll pair you with an experienced Delancey Street specialist who will reach out to you, and understand your needs. We'll try to determine which financial product is right for you.

Compare Our Loan Offers

We give you a few different loan offers based on your scenario and what options you qualify for.

Choose Your Loan

Once you've chosen a loan that works for you, we finalize it and start getting the documents needed.

Get Funded

Once we get all of the documents back, we'll get you funded ASAP.

We Help You Grow

After you get funded, your Delancey Street concierge specialist will keep in touch to make sure you're happy and doing well.

Business Loans

Get business loans ranging from 3 months to 18 months
No credit score requirement, we have a program for everyone
We can fund up to $5 million in virtually 24 hours

for women in texas

Small Business Loans for Women in Texas
Deciding to launch a business can be both exciting and anxiety-inducing for many reasons. First of all, most entrepreneurs or small business owners are simply people who have a great idea and want to introduce a product or service to the marketplace. It doesn’t necessarily mean that you have experience in the area of finance – which is perfectly fine. There are a variety of resources available to assist you with the financial aspect of your business endeavor, which includes small business loans for women in Texas.
Although you certainly don’t have to be an expert financial planner or have deep knowledge of lending requirements, it is important for you to get all of your ducks in row in order to qualify for a small business loan. As with just about anything in life, preparation can mean the difference between success and failure. Whether you want to obtain a loan to start or grow your business, you’ll need to get prepared.
Qualifying for a Small Business Loan
Whether you’re seeking small business loans for women in Texas or any other kind of loan product, one of the first things you’ll need to do is make sure you have a high credit score. Since you’re looking for a business loan, you’ll need to consider both your personal and business credit score. As you probably know, your credit ranking is often referred to as a FICO score, which is the standard system used to make lending decisions. The FICO score range is between 300 and 850, and 700 or above is considered a good score. If you already have a good score, great! If not, don’t panic, you’ll just need to do the work to boost your score.
Understanding the Lending Requirements
Next, you’ll want to study the requirements of lenders to determine where you stand. There are a wide variety of loan products in the marketplace that can be obtained through banks, credit unions, the Small Business Administration (SBA) and other financial institutions. Regardless of which one of these entities you choose, you’ll want to be familiar with their lending requirements. The goal is to understand and meet the criteria before you even decide to submit an application. You’ll want to keep in mind that each lender is likely to have a different set of requirements and the strength of your application depends on your alignment with their criteria. Some lending institutions place more emphasis on personal credit, while others focus more on the revenue and credit history of your business.
Providing Legal and Financial Documentation
As you probably imagined, applying for a loan will require you to provide a variety of legal and financial documentation that might include Articles of Incorporation, tax returns, balance sheets, bank statements, leases and business licenses, among others. In order to expedite the application process, you’ll want to have the necessary documents prepared in advance. Quite frankly, the documents required are typically items that are easily accessible, but may take time to produce in entirety. However, there might be some documents that you wouldn’t necessarily anticipate needing to provide, such as a resume that communicates your related management and business experience.
Creating A Business Plan
These days, it’s easy to launch a website and call it a business, but savvy professionals understand that it’s best to have a business plan to increase your chances of success – which is why most lenders will want to see your business plan. Simply put, they want to make sure you have a plan for increasing your profits and repaying the loan. Your business plan will also provide details on how you intend to use the money that you’re borrowing.
Backing the Loan with Collateral
One of the most important aspects of the lending process is providing collateral. This is important because lenders want to know that they can recover their money if you are unable to pay back the loan. Common forms of collateral include real estate and equipment, but as with other aspects of the lending process, acceptable forms of collateral vary depending on the lender’s requirements.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
Leo
$125,000 Small Business Loan
"Thanks for funding me in literally 24 hours"
Jason
$35,000 Lawsuit Advance
"Great choice for first time fix and flippers"
Mary
$250,000 Hard money Loan

In The Media

Delancey Street CEO discusses ways to reward employees
Delancey Street CEO discusses the benefits of franchising on Forbes.
Delancey Street CEO discusses management on AMEX.
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If you have questions, feel free to shoot us an email, or fill out our live chat.

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