Fox Business Funding Business Loans and Merchant Cash Advance

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Founding Partner (Zooomr Car Leasing)
Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would and helped my...

Steven Goldman

Founding Partner (Goldman & Associates
Chicago Lawyer)

Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Our team is always available, and ready to help

Our team of industry experts is ready to help with all of your business needs. Whether you’re looking for a reliable hard money lender, looking to go public via a reverse merger, or need private capital for a venture – we can help.

Industry Experts

Our team consists of extremely qualified industry experts

Quick Service

We work diligently, and quickly, to help you

We’re here to answer your
questions. Contact us anytime:

Minimum Qualifications Requirements

Delancey Street’s team consists of former business owners, and entrepreneurs. We understand your business has unique needs, and not every project is going to be easy and be ideal. These are general guidelines which should be interpreted as a suggestion, rather than mandatory.

At the end of the day, we look at you – just as much as the quality of the deal and the qualifications.

  • Risk Free. No Application Fees.
  • Decisions Within 48 Hours.

Business Loan Guidelines

Speed We close within 24-48 hours
Paperwork Not much
Qualification 3 months in business minimum. Credit isn't a huge issue.
Maximum Loan Amount $5 Million
Loan Terms 6-24 Months

It’s Simple

  • 1 Tell us your financial request
  • 2 We consult & provide terms
  • 3 We finalize the transaction

Get funding today

  • Apply today and we'll tell you what you qualify for
  • No obligation and no effect on your credit score
Get pre-qualified today

Fox Business Funding Business Loans and Merchant Cash Advance

Merchant cash advances are lump sum payments are given to businesses in exchange for future debit and credit card sales. Businesses that want to get a merchant cash advance will need to fill out an application. Your business’s revenue and the amount of time that you have been in business are the main factors that will be used to determine whether you will get approved for a merchant cash advance.

How a Merchant Cash Advance Works

You will get your funds and pay them back in one or two ways. The merchant cash advance provider will take a portion of your debit or credit sales. You can also make daily or weekly ACH payments from your bank account.

Benefits of Getting a Merchant Cash Advance

merchant cash advance offers many benefits. There are many reasons that businesses love merchant cash advances.

The Application Process is Straightforward

Many lenders require that you go to the bank in order to apply for a loan. However, you can fill out a merchant cash advance application online. You can fax any supporting documentation to the company. This includes things such as bank statements, business tax returns and credit card statements. Furthermore, it is easy to fill out the application.

Quick Funding

You can quickly get the funding that you need if you apply for a merchant cash advance. You can get your funds within a day of getting approved. Many businesses get a merchant cash advance because they do not have time to wait for their funds. That is why merchant cash advances are great for covering unexpected expenses and payroll expenses.

You do Not Need Perfect Credit

Many lenders will take your business and personal credit score into consideration before they approve you. However, a merchant cash advance provider will be more lenient. The consistency of your sales is one of the things that will be taken into consideration before you are approved.

The lender will also consider how long you have been in business. The main thing that the merchant cash advance provider wants to know is whether you will be able to pay the money back. That is why you can get a merchant cash advance regardless of whether you have bad credit or no credit at all.

No Collateral is Required

Many banks require that you put down collateral. This is an asset or property that the lender can seize if you default on your loan. Merchant cash advances are unsecured. You do not risk losing your property or assets if you default on the loan.

Flexible Payments

Many loans have set payments and interest rates. This means that you will have to pay the same amount each month. However, this can become a problem if you have a slow month and are not able to make the payments.

You will have more flexibility if you take out a merchant cash advance. The payments are based on your credit and debit card sales. The merchant cash provider will take a percentage of your sales. This means that the amount that you can pay per month can vary. When your sales are down, you will not have to pay as much.

Borrowing Amount

The amount that you can borrow can vary. However, a merchant cash advance provider may allow you to borrow more than a traditional bank.

What Businesses Should get a Merchant Cash Advance?

Businesses that generate their money via credit card and debit card sales and need money quickly are good candidates for a merchant cash advance. Restaurants and retail stores often get merchant cash advances. New businesses that generate credit and debit card sales, but they do not have an established credit history may also be a good candidate for a merchant cash advance.

What is a Factor Rate?

Unlike other types of loans, merchant cash advances do not have an interest rate. MA merchant cash advance provider will charge a factoring rate. This fee will range from 1.1 to 1.5. The factoring rate will be added to your loan balance.

For example, you take out a merchant cash advance for $30,000. The factoring rate is 1.2. You will end up paying back $36,000.

Do you need a small business loan?

Apply now