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Gas Station Small Business Loan

Small business owners can use loans to grow their business. You can use the funds however you wish.


Cover Expenses

Pay for any unexpected expenses that arise using our business loans.


Invest in your business

Use the business loan to grow your business however you wish.



Keep the cash on hand for future expenses.



Use the business loan to pay your employees.



Buy new equipment to grow your business.



Use the business loan to hire new employees.

We Fund Fast


Loans up to

$ 10 Million

Google Rating

5 Stars


Hear from people we've helped

Delancey Street makes lending easy. They took a chance on me when no one else would.

Leo kovacz

Delancey Street funded our e-commerce shop and really gave us the chance to grow our business significantly.
Delancey Street makes lending easy. They took a chance on me when no one else would.

Kevin Johns


Delancey Street Can Help
with Small Business Loans

We're committed to building relationships and helping people all over the USA get access to the RIGHT loan for them. Regardless of your credit, or the riskiness of your industry.


We're frequently interviewed by major media organizations.

Easy Application

All it takes is one application, and we handle the rest for you.


Service is key. You can ask for advice on ANYTHING and we'll bend over to help.


Many of our team members are former business owners, and understand your challenges.


We customize each loan for you, and to your unique specs. Everything is customized.


We help virtually any industry, any business, anywhere in the USA. It doesn't matter.


We fund business loans nationwide. It doesn't matter where you are, we can help you.


This is crucial, and critical. We are 100% honest with our clients, and never strive for less.

Gas Station Small Business Loan

Best Gas Station Small Business Loans
While getting your first gas station business loan is a significant step, getting through the somewhat rigorous application process is no mean feat. Going through the process alone will fast-track your learning and growth process as a small business owner. If you’re well prepared, this process can go seamlessly. We’ll equip you with the information you need to get yourself the best gas station small business loan offer.
Before kicking off the application process
Before you immerse yourself in the application process, explore all your options. Once you are absolutely certain that you need financing and that a term loan is your best option, you need to narrow your focus on two things: your credit and the specific intended use of your gas station business loan.
Analyze your credit
For gas station business loans, credit is key. A business lender needs to know that they will get their money back. A credit score gives them that information. Your personal credit score and business credit score are huge determinants on whether or not your business loan will get approved, as well as how favorable the terms will be. At Bond Street, our analysis looks at credit scores as well as a third indicator. We want to breakdown these ratings so you can understand how they come into play and how you can improve your rating.
Your Business Credit Score
Different companies compute this differently. The Dun and Bradstreet PAYDEX only takes your payment history into account. Experian and Equifax also look at public records, legal filing and collection agency data. The underlying theme in both is clear; to maintain a healthy business card score, pay your bills on time.
Your Personal Credit Score
While it’s advisable to keep your business and personal finances separate, Gas station small business loan lenders will still consider your personal credit score in their decision. The assumption here is, if you run your personal finances well, then you are likely to do the same with your business finances.
Once again, your payment history is vital in determining your credit score. Both the FICO score and the VantageScore will give you a better score, depending on how timely you are in paying your bills.
What are the main mistakes that lower your credit score?
One, having a poor understanding of utilization. This measures the amount of credit you have utilized vs. your credit limit. You can get this figure by dividing your balance by the credit limit and multiplying by 100 to get the percentage. Try to use less than 30% of the total credit available to you. The rule of thumb is to keep your utilization as low as you possibly can, and just as important is to run your personal accounts well above board.
Two, the second mistake is having a high outstanding balance. You are penalized for having huge amounts of debt, even when you consistently make timely payments and are not in debt.
Are there ways to improve your credit score before applying for a gas station business loan?
Yes, there are.
The first thing you have to do is access the information Credit Reference Bureaus use to score you. Thanks to the Fair Credit Reporting Act, this information is free. You can access your report on Nav or CreditSignal’s website. Other options for personal credit reports are, and Credit
Armed with your credit report, you can comb through the information looking for any piece of information that can help you improve your credit score.
• Check for, and correct any errors that may have lowered your credit score. These may also mean including positive financial transactions that were not captured in your report.
• Pay as much as you can on your credit card debt and also, look for any past-due debts and reach out to the lender for settlement.
• Do you have any unpaid taxes? If you do, reach out to the relevant authorities and discuss a payment plan on any tax lien. If possible, make a one-off payment and clear the debt.
Specify Your Request
Specifying your request as much as possible helps lenders assess your gas station small loan and understand what you’re asking for and why. A great way to do this is by preparing a budget showing the intended use of the money and how it will translate into revenue for your business.
Review Your Financial Statements
Financial statements easily say a lot about your business. Review these documents and find out your financial position is. The first thing you want to figure out is if your business is making money. Secondly, what are your major business expenses? And lastly. Is your business profitable?
In the event that you are not making profits, you have to figure out how to get yourself there. Understanding how to make your business profitable will strengthen your case with the small business loan lenders.
Organize Your Documents
With all your documents in order, putting your application together should be a walk in the park. Even more so if you use our simple gas station small business loan application. While each lender has specific requirements, most will require the following:
1. Financial statements for at least two years of operation.
2. One to two years of your business’s tax returns.
3. Accounts Payable and Receivables- basically what your business owes and what it’s business is owed.
Review your offer
Your patience has paid off and you have an offer on the table. How did the lender arrive at the offer and what are the implications? The lender uses your financial statements to determine a gas station business loan size suitable for you. The offer you receive includes an APR and an interest rate -both are based on your Credit Score.
Interest Rate vs. APR
Aside from your gas station business loan amount, your offer will include your Interest Rate and your annual percentage rate (APR). The interest rate is the percentage of the principal amount of the gas station business loan that a lender charges you on the business loan.
The APR gives you a better picture. This figure gives you the yearly average amount of the total interest payable on your loan, inclusive of fees and service charges. You’re likely to pay more on a loan with low interest rates and high service fees, than on a gas station business loan with a higher interest rate and low service fees.

Do you need a small business loan?

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